4228 31st Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 4228 31st Ave, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,265 sqft · built 1914
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jun 2019)
Tax Bill	$7,297 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`049-0004-0067-00`

Property Details

APN / Parcel Number

Primary APN	`049-0004-0067-00`
Alternative APN	`0089684`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,265 sqft Living Area
Gross Area	2,609 sqft
1st Floor Area	744 sqft
2nd Floor Area	764 sqft
Attic	Attic
Attic Area	357 sqft
Basement Area	744 sqft
Finished Basement	400 sqft
Unfinished Basement	344 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	140 ft deep x 39 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	168 sqft
Deck Area	Deck Area
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4228 31ST AVE
City	CINCINNATI
State	OH
Zip	45209-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	4228 31ST AVE 39 X 140 PT LOT 284 OAKLEY PARK SUB PLAT A
Legal Subdivision	OAKLEY PARK SUB
Legal Lot Number	284
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1009
Census Tract	5200

Owner

4228 31st Ave is owned and occupied by an individual who acquired it in August 2025.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4228 31ST AVE, CINCINNATI, OH 45209-1617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 29, 2025	Transfer on Death Deed, Transfer
Aug 14, 2025	Intrafamily Transfer, Transfer
Dec 27, 2021	Transfer on Death Deed, Transfer
Jun 11, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTH SIDE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2019 · Amount on File
Deed Sale	Jun 11, 2019 · Amount on File
Prior Sale	Jan 26, 2011 · Amount on File
Deed Document Number	201945656
Deed Book / Page	13936 / 1424
Last Transfer Date	Aug 11, 2025
Transfer Doc	0000061569
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4228 31ST AVE, CINCINNATI, OH 45209-1617
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099309
Date	Aug 17, 2021
Book Page	14482/414
Instrument	2021-0099309

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 29, 2025
Property Address	4228 31ST AVE, CINCINNATI, OH 45209-1617
Document Number	0000075289
Book / Page	15510 / 1689
Map Reference	MB 17 PG 29
Instrument Date	Sep 8, 2025
Instrument	2025-0075289
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4228 THIRTY FIRST AVE, CINCINNATI, OH 45209-1617

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Aug 14, 2025
Property Address	4228 31ST AVE, CINCINNATI, OH 45209-1617
Document Number	0000061569
Book / Page	15479 / 1354
Map Reference	MB 17 PG 29
Instrument Date	Aug 14, 2025
Instrument	2025-0061569
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4228 31ST AVE, CINCINNATI, OH 45209-1617

December 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 27, 2021
Property Address	4228 31ST AVE, CINCINNATI, OH 45209-1617
Document Number	0000154402
Book / Page	14571 / 3058
Map Reference	MB 17 PG 29
Instrument Date	Dec 20, 2021
Instrument	2021-0154402
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4228 THIRTY FIRST AVE, CINCINNATI, OH 45209-1617
Investor	Possibly a Property Investor

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 11, 2019
Property Address	4228 31ST AVE, CINCINNATI, OH 45209-1617
Document Number	0000045656
Book / Page	13936 / 01424
Map Reference	MB 17 PG 29
Instrument Date	Jun 7, 2019
Instrument	2019-0045656
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4228 31ST AVE, CINCINNATI, OH 45209-1617

Mortgage

Document Number	0000045657
Date	Jun 11, 2019
Instrument	2019-0045657

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4228 31ST AVE, CINCINNATI, OH 45209-1617
Document Number	0000041570
Instrument Date	Mar 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4228 31ST AVE CINCINNATI OH 452091617, CINCINNATI, OH 45209-1617

Mortgage

Document Number	0000041570
Date	May 30, 2019
Book Page	013928/000679
Instrument	41570

Lender

Name	NORTH SIDE BK
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4228 31st Ave was $7,297, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,297.00 (+3.08%)	$118,521 (-) Land $38,283 Building $80,238	$338,630 Land $109,380 Building $229,250
2024	$7,079.00 (-2.17%)	$118,521 (-) Land $38,283 Building $80,238
2023	$7,236.00 (-3.53%)	$118,521 (+7.5%) Land $38,283 Building $80,238	$338,630 Land $109,380 Building $229,250
2022	$7,501.00 Homeowner's exemption	$110,250 Land $22,967 Building $87,283
2020			$315,000 Land $65,620 Building $249,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4228 31st Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4228 31st Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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