423 W Summit St, Crown Point, IN 46307 Property Records

Lake County property record for 423 W Summit St, Crown Point, IN 46307

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,580 sqft · built 1973
Lot Size	0.257 acres (11,200 sqft)
Owner	Individual Name on File
Tax Bill	$2,114 (2024)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-23-09-0380-0004`

Property Details

APN / Parcel Number

Primary APN	`003-23-09-0380-0004`
Alternative APNs	`45-16-05-302-004.000-042` `230903800004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,580 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1973
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	11,200 sqft (0.257 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	003-23-09-0380-0004
Old Parcel Number	230903800004
Street Address	423 W SUMMIT ST
City	CROWN POINT
State	IN
Zip	46307-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARROLL'S FIRST BEAVER DAM ADD. TO CROWN POINT LOT 4
Legal Subdivision	CARROLLS 01 BEAVER DAM ADD
Legal Lot Number	4 20
Jurisdiction	LAKE IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1001
Census Tract	43001

Owner

423 W Summit St is owned and occupied by an individual who acquired it in April 2021.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	423 W SUMMIT ST, CROWN POINT, IN 46307-2601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2015
Deed Sale	Aug 21, 2015
Prior Sale	Aug 21, 2015
Deed Document Number	0000057065
Last Transfer Date	Apr 8, 2021
Transfer Doc	0000030852
Record Updated	Jun 8, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Apr 8, 2021
Property Address	423 W SUMMIT ST, CROWN POINT, IN 46307-2601
Document Number	0000030852
Map Reference	MB 37 PG 60
Instrument Date	Nov 19, 2020
Instrument	2021-030852
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	BOSTON NATIONAL TITLE AGENCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 W SUMMIT ST, CROWN POINT, IN 46307-2601

Mortgage

Document Number	0000030853
Date	Apr 8, 2021
Instrument	2021-030853

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	296 Months
Due	Dec 1, 2045

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Center Township
Municipality	Crown Point City
Unified School District	Crown Point Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$219,700 Land $45,400 Building $174,300	$219,700 Land $45,400 Building $174,300
2024	$2,114.00
2023		$196,100 (+5.43%) Land $45,400 Building $150,700	$196,100 (+5.43%) Land $45,400 Building $150,700
2022	$4,111.00	$186,000 Land $45,400 Building $140,600	$186,000 Land $45,400 Building $140,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 423 W Summit St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	15 (1990–2012)
Claims Outside the SFHA	8 of 15
Most Recent Claim	May 2012 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 W Summit St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROWN POINT WATER WORKS serves 30,000 people · EPA ID IN5245008
Water Source	Purchased surface water from INDIANA AMERICAN WATER - NORTHWEST
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20