305 W Summit St, Crown Point, IN 46307 Property Records

Lake County property record for 305 W Summit St, Crown Point, IN 46307

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,740 sqft · built 1924
Lot Size	0.398 acres (17,337 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Sep 2017)
Tax Bill	$2,407 (2024)
Deeds & Mortgages	Apr 2024 Line of Credit Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-23-09-0314-0002`

Property Details

APN / Parcel Number

Primary APN	`003-23-09-0314-0002`
Alternative APNs	`45-16-05-327-001.000-042` `230903140002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,740 sqft Living Area
Basement Area	1,160 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1970
Construction Type	Wood
Roof Material	Asphalt
Lot Area	17,337 sqft (0.398 acres)
Lot Dimensions	152 ft deep x 106 ft wide
Garage Type	Detached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	003-23-09-0314-0002
Old Parcel Number	230903140002
Street Address	305 W SUMMIT ST
City	CROWN POINT
State	IN
Zip	46307-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT. E1/2 N1/2 NW NE SW '120X152FT' EX. E.14FT. OF S.66FT. S.5 T.34 R.8 .562A.
Legal Range	08
Legal Township	34
Legal Section	05
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1000
Census Tract	43001

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	305 W SUMMIT ST, CROWN POINT, IN 46307-2603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Line of Credit CENTIER BANK
Sep 12, 2017	Warranty Deed, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2017 · Amount on Record
Deed Sale	Sep 12, 2017 · Amount on Record
Prior Sale	Dec 11, 2015
Deed Document Number	2017 061334
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	305 W SUMMIT ST, CROWN POINT, IN 46307-2603
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 W SUMMIT ST, CROWN POINT, IN 46307-2603

Mortgage

Document Number	0000010048
Date	Apr 3, 2024
Instrument	2024-510048

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Mar 21, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Sep 12, 2017
Property Address	305 W SUMMIT ST, CROWN POINT, IN 46307-2603
Document Number	0000061334
Instrument Date	Sep 1, 2017
Instrument	2017 061334
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 W SUMMIT ST, CROWN POINT, IN 46307-2603

Mortgage

Document Number	0000061335
Date	Sep 12, 2017
Instrument	2017 061335

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Center Township
Municipality	Crown Point City
Unified School District	Crown Point Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$254,100 (+17.31%) Land $67,100 Building $187,000	$254,100 (+17.31%) Land $67,100 Building $187,000
2024	$2,407.00 (+4.74%)
2023		$216,600 (+3.49%) Land $67,100 Building $149,500	$216,600 (+3.49%) Land $67,100 Building $149,500
2022	$2,298.00 Homeowner's exemption	$209,300 Land $67,100 Building $142,200	$209,300 Land $67,100 Building $142,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	15 (1990–2012)
Claims Outside the SFHA	8 of 15
Most Recent Claim	May 2012 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROWN POINT WATER WORKS serves 30,000 people · EPA ID IN5245008
Water Source	Purchased surface water from INDIANA AMERICAN WATER - NORTHWEST
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Surf Internet.

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