423 W Front St, Delphi, IN 46923 Property Records

Carroll County property record for 423 W Front St, Delphi, IN 46923

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,320 sqft · built 1900
Lot Size	0.156 acres (6,795 sqft)
Owner	2 Individual Names on File
Last Sale	$119,633 (Dec 2025)
Tax Bill	$1,373 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Aug 2012 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-06-30-017-077.000-007`

Property Details

APN / Parcel Number

Primary APN	`08-06-30-017-077.000-007`
Alternative APNs	`01777830718` `0171707700`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,320 sqft Living Area
1st Floor Area	3,208 sqft
Basement Area	888 sqft
Unfinished Basement	888 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,795 sqft (0.156 acres)
Lot Dimensions	121 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Gazebo	Gazebo

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01777830718
Street Address	423 W FRONT ST
City	DELPHI
State	IN
Zip	46923-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	017-17077-00 GRIMES 1ST ADD LOT 8 BLK 1 FRAC PT LOT 9 2.3' X 22.0'
Legal Subdivision	GRIMES 1ST ADD
Legal Block	1
Legal Lot Number	8,9
Jurisdiction	CARROLL IN
Township / Civil Division	DEER CREEK
Census Block Group	1
Census Block	1064
Census Tract	959600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Delphi Residential Historic District listed 2024 · 215 contributing resources · NRIS 100011037

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

423 W Front St is owned and occupied by two individuals who bought it in December 2025.

Source: Carroll County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	423 W FRONT ST, DELPHI, IN 46923-1520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Aug 6, 2012	Deed of Trust, Mortgage · Conventional Mortgage SALIN BANK & TRUST CO
Mar 12, 2009	Deed of Trust, Mortgage · Line of Credit PURDUE EMPLOYEES FCU
Dec 1, 2025	Warranty Deed, Transfer · Conventional Mortgage PURDUE FEDERAL CU
Dec 1, 2025	Warranty Deed, Transfer · Conventional Mortgage PURDUE FEDERAL CU
Dec 29, 2008	Intrafamily Transfer, Transfer · Conventional Mortgage LAFAYETTE SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on File
Deed Sale	Dec 1, 2025 · Amount on File
Prior Sale	Dec 29, 2008 · Amount on File
Deed Document Number	20253350
Prior Transfer Date	Dec 16, 2008
Prior Transfer Doc	00076/2248
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	423 W FRONT ST, DELPHI, IN 46923-1520
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 W FRONT ST, DELPHI, IN 46923-1520

Mortgage

Document Number	2024000094
Date	Jan 11, 2024
Instrument	2024000094

Lender

Name	HORIZON BANK
Type	Bank
Address	515 FRANKLIN ST, MICHIGAN CITY, IN 46360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	204 Months
Due	Jan 28, 2041

Interest

Change Frequency	Monthly

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	423 W FRONT ST, DELPHI, IN 46923-1520
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00098/2742
Date	Aug 6, 2012
Book Page	98/2742
Instrument	201200003103

Lender

Name	SALIN BANK & TRUST CO
Type	Bank
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2022

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	423 W FRONT ST, DELPHI, IN 46923-1520
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00077/2892
Date	Mar 12, 2009
Book Page	77/2892
Instrument	200900000787

Lender

Name	PURDUE EMPLOYEES FCU
Type	Credit Union
Address	WEST LAFAYETTE, IN 47996

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	288 Months
Due	Mar 11, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Dec 1, 2025
Property Address	423 W FRONT ST, DELPHI, IN 46923-1520
Document Number	2025003350
Map Reference	MB 2 PG 8 & 9
Instrument Date	Nov 26, 2025
Instrument	2025003350
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	423 W FRONT ST, DELPHI, IN 46923-1520

Mortgage

Document Number	2025003351
Date	Dec 1, 2025
Instrument	2025003351

Lender

Name	PURDUE FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate	5.25%
Type Change Date	Dec 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	5-Year CMT
Max Rate	11.2%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Dec 1, 2025
Property Address	423 W FRONT ST, DELPHI, IN 46923-1520
Document Number	2025003350
Map Reference	MB 2 PG 8 & 9
Instrument Date	Nov 26, 2025
Instrument	2025003350
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	423 W FRONT ST, DELPHI, IN 46923-1520

Mortgage

Document Number	2025003351
Date	Dec 1, 2025
Instrument	2025003351

Lender

Name	PURDUE FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate	5.25%
Type Change Date	Dec 1, 2030
Change Frequency	5 Years
Index	5-Year CMT
Max Rate	11.2%

December 2008: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL IN
Recording Date	Dec 29, 2008
Property Address	423 W FRONT ST, DELPHI, IN 46923-1520
Document Number	00076/2248
Book / Page	76 / 2248
Map Reference	MB2 PG8&9
Instrument Date	Dec 16, 2008
Instrument	200800004517
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 W FRONT ST, DELPHI, IN 46923-1520

Mortgage

Document Number	200800004518
Date	Dec 29, 2008
Instrument	200800004518

Lender

Name	LAFAYETTE SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 423 W Front St was $1,373 with a homeowner's exemption, down 0.1% from the year before.

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Deer Creek Township
Municipality	Delphi City
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,373.00 (-0.15%) Homeowner's exemption	$159,100 (+13.48%) Land $14,500 Building $144,600	$159,100 (+13.48%) Land $14,500 Building $144,600
2024	$1,375.00 Homeowner's exemption	$140,200 (+14.08%) Land $14,500 Building $125,700	$140,200 (+14.08%) Land $14,500 Building $125,700
2023		$122,900 (+10.72%) Land $14,500 Building $108,400	$122,900 (+10.72%) Land $14,500 Building $108,400
2022	$1,788.00	$111,000 Land $13,200 Building $97,800	$111,000 Land $13,200 Building $97,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 423 W Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 423 W Front St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	200 / 35

May also be available: T-Mobile.

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