415 W Front St, Delphi, IN 46923 Property Records

Carroll County property record for 415 W Front St, Delphi, IN 46923

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,308 sqft · built 1900
Lot Size	0.101 acres (4,399 sqft)
Owner	Individual Name on Record
Last Sale	$62,500 (Jan 2008)
Tax Bill	$719 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-06-29-018-040.000-007`

Property Details

APN / Parcel Number

Primary APN	`08-06-29-018-040.000-007`
Alternative APNs	`00409734891` `0171804000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	1,635 sqft
Basement Area	327 sqft
Unfinished Basement	327 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	4,399 sqft (0.101 acres)
Lot Dimensions	105 ft deep x 42 ft wide
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00409734891
Street Address	415 W FRONT ST
City	DELPHI
State	IN
Zip	46923-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	017-18040-00 DELPHI OP PT LOT 124 W 42'
Legal Subdivision	DELPHI
Legal Lot Number	124
Jurisdiction	CARROLL IN
Township / Civil Division	DEER CREEK
Census Block Group	1
Census Block	1064
Census Tract	959600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Delphi Residential Historic District listed 2024 · 215 contributing resources · NRIS 100011037

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	415 W FRONT ST, DELPHI, IN 46923-1520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
Feb 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2008 · Amount on Record
Deed Sale	Jan 3, 2008 · Amount on Record
Prior Sale	Feb 21, 2007 · Amount on Record
Deed Document Number	200813
Deed Book / Page	70 / 984
Prior Transfer Date	Feb 20, 2007
Prior Transfer Doc	0000000666
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Recording Date	Jun 30, 2026
Property Address	415 W FRONT ST, DELPHI, IN 46923-1520
Document Number	0000001851
Instrument Date	Jun 24, 2026
Instrument	20261851
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 W FRONT ST, DELPHI, IN 46923-1520

Mortgage

Document Number	0000001851,
Date	Jun 30, 2026
Instrument	20261851

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	415 W FRONT ST, DELPHI, IN 46923-1520
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000960
Date	Mar 15, 2021
Instrument	2021000960

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	415 W FRONT ST, DELPHI, IN 46923-1520
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018000551
Date	Feb 26, 2018
Instrument	2018000551

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Deer Creek Township
Municipality	Delphi City
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$719.00 (+6.2%) Homeowner's exemption	$106,200 (+31.76%) Land $10,100 Building $96,100	$106,200 (+31.76%) Land $10,100 Building $96,100
2024	$677.00 (+61.58%)
2023		$80,600 (+11.63%) Land $10,100 Building $70,500	$80,600 (+11.63%) Land $10,100 Building $70,500
2022	$419.00	$72,200 Land $9,200 Building $63,000	$72,200 Land $9,200 Building $63,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	200 / 35

May also be available: T-Mobile.

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