423 Timber Ln, Matthews, NC 28104 Property Records

Union County property record for 423 Timber Ln, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,989 sqft · built 2007
Lot Size	1.72 acres (74,923 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Nov 2012)
Tax Bill	$5,044 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`06-123-030`

Property Details

APN / Parcel Number

Primary APN	`06-123-030`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,989 sqft Living Area
1st Floor Area	2,126 sqft
Basement Area	2,126 sqft
Finished Basement	1,902 sqft
Unfinished Basement	224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	74,923 sqft (1.72 acres)
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	510 sqft
Patio Area	510 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	423 TIMBER LN
City	MATTHEWS
State	NC
Zip	28104-7757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 WEDDI
Legal Description	#8 WHITE OAKS PB7 PG107
Legal Subdivision	WHITE OAKS TWNSHP 6
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2011
Census Tract	21018

Owner

423 Timber Ln is owned and occupied by an individual who acquired it in April 2021.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	423 TIMBER LN, MATTHEWS, NC 28104-7757
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2012 · Amount on File
Deed Sale	Nov 1, 2012 · Amount on File
Prior Sale	Apr 16, 2007 · Amount on File
Deed Document Number	201235174
Deed Book / Page	5862 / 375
Last Transfer Date	Apr 12, 2021
Transfer Doc	0008085549
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Apr 30, 2021
Property Address	423 TIMBER LN, MATTHEWS, NC 28104-7757
Document Number	0008085549
Book / Page	8085 / 549
Map Reference	MB 7 PG 107
Instrument Date	Apr 12, 2021
Instrument	20655
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7606 CARRINGTON FOREST LN, MATTHEWS, NC 28105-3212

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	423 TIMBER LN, MATTHEWS, NC 28104-7757

Mortgage

Document Number	0000020656
Date	Apr 30, 2021
Instrument	20656

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 423 Timber Ln was $5,044.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,009,800 (-) Land $119,100 Building $890,700	$1,009,800 (-) Land $119,100 Building $890,700
2025	$5,044.00	$1,009,800 Land $119,100 Building $890,700	$1,009,800 Land $119,100 Building $890,700
2023	$4,803.00	$758,800 Land $100,000 Building $658,800	$758,800 Land $100,000 Building $658,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 423 Timber Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 Timber Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Windstream.

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