400 Timber Ln, Matthews, NC 28104 Property Records

Union County property record for 400 Timber Ln, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,455 sqft · built 1995
Lot Size	1.68 acres (73,311 sqft)
Owner	Individual Name on Record
Last Sale	$670,000 (Jul 2021)
Tax Bill	$3,838 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-123-026`

Property Details

APN / Parcel Number

Primary APN	`06-123-026`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,455 sqft Living Area
Gross Area	4,027 sqft
1st Floor Area	2,637 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	73,311 sqft (1.68 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	400 TIMBER LN
City	MATTHEWS
State	NC
Zip	28104-7757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 WEDDI
Legal Description	#4 WHITE OAKS PB07 PG107
Legal Subdivision	WHITE OAKS TWNSHP 6
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2011
Census Tract	21018

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 77874, CHARLOTTE, NC 28271-7019
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Jul 15, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jun 16, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 9, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	Jun 16, 2017 · Amount on Record
Deed Document Number	202133533
Deed Book / Page	8172 / 85
Prior Transfer Date	Nov 8, 1996
Prior Transfer Doc	0918000666
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	400 TIMBER LN, WEDDINGTON, NC 28104-7757
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007892655
Date	Nov 19, 2020
Book Page	7892/655
Instrument	48148

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 15, 2021
Property Address	400 TIMBER LN, MATTHEWS, NC 28104-7757
Document Number	0000817285
Book / Page	8172 / 85
Map Reference	MB 7 PG 107
Instrument Date	Jul 15, 2021
Instrument	33533
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	INTEGRA TITLE SERVICES LLC, INTEGRATED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2009 SETH DR, WEDDINGTON, NC 28104-8162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 77874, CHARLOTTE, NC 28271-7019
Investor	Possibly a Property Investor

Mortgage

Document Number	0000033534
Date	Jul 15, 2021
Instrument	33534

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 16, 2017
Property Address	400 TIMBER LN, WEDDINGTON, NC 28104-7757
Document Number	0006954556
Book / Page	6954 / 556
Map Reference	MB 7 PG 107
Instrument Date	Jun 16, 2017
Instrument	0016995
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,068.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	665 BARON RD, 665, WAXHAW, NC 28173-9382

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016996
Date	Jun 16, 2017
Instrument	0016996

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	400 TIMBER LN, WEDDINGTON, NC 28104-7757
Document Number	6938323
Book / Page	006938 / 000323
Instrument Date	May 9, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 TIMBER LN MATTHEWS NC 281047757, MATTHEWS, NC 28104-7757

Mortgage

Document Number	6938323
Date	May 25, 2017
Book Page	006938/000323
Instrument	14462

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$768,400 (-) Land $118,000 Building $650,400	$768,400 (-) Land $118,000 Building $650,400
2025	$3,838.00 (+20.62%)	$768,400 (+52.82%) Land $118,000 Building $650,400	$768,400 (+52.82%) Land $118,000 Building $650,400
2023	$3,182.00	$502,800 Land $98,200 Building $404,600	$502,800 Land $98,200 Building $404,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Windstream.

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