1. Home
  2. North Carolina
  3. Cabarrus County
  4. Concord
  5. Spruce Pl SE

423 Spruce Pl SE, Concord, NC 28025 Property Records

Cabarrus County property record for 423 Spruce Pl SE, Concord, NC 28025 · Last verified May 2024

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2020
Square Footage2,279 sqft Living Area
Lot Size14,810 sqft (0.339 acres)
OccupancyOwner Occupied
Last Sale$338,000 (2020)
Tax Bill$3,873.00 (2023)

Property Details

APN / Parcel Number

Primary APN5630 46 9737
Alternative APNs
  • 12042 0026.230000
  • 140987

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,279 sqft Living Area
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureCustom/Decorative Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeFooting Foundation
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area14,810 sqft (0.339 acres)
Depth X Width150 ft x 100 ft Depth x Width
Driveway1 Driveway
Driveway Area1,500 sqft Driveway
Garage TypeMixed Garage
Patio Area120 sqft Patio
PorchOpen Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number140987
Street Address423 SPRUCE PL SE
CityCONCORD
StateNC
Zip28025-2762
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 72 WINECOFF HILLS
Legal SubdivisionWINECOFF HILLS SUB SEC 2 PH 1
Legal Lot Number72
JurisdictionCABARRUS NC
Minor Civil Division12, CONCORD
Census Blockgroup2
Census Block2008
Census Tract42202

Owner

Source: Cabarrus County records · APN 5630 46 9737

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address423 SPRUCE PL SE, CONCORD, NC 28025-2762
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2020Warranty Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC
Mar 19, 2020Loan Modification, Mortgage
ATTORNEY ONLY
Nov 20, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 14, 2020 · Amount on Record
Deed SaleOct 14, 2020 · Amount on Record
Prior SaleNov 20, 2018 · Amount on Record
Deed Doc Number0001457983
Deed Book / Page14579 / 83
Record RefreshedJun 07, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateOct 14, 2020
Property Address423 SPRUCE PL SE, CONCORD, NC 28025-2762
Document Number0001457983
Book / Page14579 / 83
Map ReferenceMB 30 GP 89
Instrument DateOct 12, 2020
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$676.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6220 HUDSPETH RD, 6220, HARRISBURG, NC 28075-5001

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 SPRUCE PL SE, CONCORD, NC 28025-2762

Mortgage

Document Number0001457985
DateOct 14, 2020
Instrument14579/85
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCABARRUS NC
Property Address423 SPRUCE PL SE, CONCORD, NC 28025-2762
Document Number14162219
Instrument DateMar 19, 2020
Transaction TypeMortgage
Record UpdatedJun 25, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address423 SPRUCE PL SE CONCORD NC 280252762, CONCORD, NC 28025-2762

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateNov 20, 2018
Property Address423 SPRUCE PL SE, CONCORD, NC 28025-2762
Document Number13273316
Book / Page013273 / 000316
Instrument DateNov 19, 2018
Instrument29030
Transaction TypeTransfer
Record UpdatedNov 30, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$141.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6220 HUDSPETH RD HARRISBURG NC 280755001, HARRISBURG, NC 28075-5001

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,873.00$317,480 Land $45,000 Building $272,480$317,480 Land $45,000 Building $272,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Spruce Pl SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures