Cabarrus County property record for 418 Spruce Pl SE, Concord, NC 28025 · Last verified May 2024
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,865 sqft Living Area |
| Lot Size | 23,522 sqft (0.539 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $422,000 (2019) |
| Tax Bill | $5,090.00 (2023) |
| Primary APN | 5630 47 9065 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,865 sqft Living Area |
| Gross Area | 3,519 sqft Gross Area |
| 1st Floor | 2,389 sqft 1st Floor |
| Upper Floors | 476 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Ceramic Tile Flooring |
| Interior Structure | Custom/Decorative Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Wood Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 23,522 sqft (0.539 acres) |
| Depth X Width | 150 ft x 277 ft Depth x Width |
| Driveway | 1 Driveway |
| Driveway Area | 1,050 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 654 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 528 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 86327 |
|---|---|
| Street Address | 418 SPRUCE PL SE |
| City | CONCORD |
| State | NC |
| Zip | 28025-2700 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 1 WINECOFF HILLS |
| Legal Subdivision | WINECOFF HILLS SUB SEC II PH I |
| Legal Lot Number | 1 |
| Jurisdiction | CABARRUS NC |
| Minor Civil Division | 12, CONCORD |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 42202 |
Source: Cabarrus County records · APN 5630 47 9065
Assessment roll updated January 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 418 SPRUCE PL SE, CONCORD, NC 28025-2700 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Jul 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) ALLEN TATE MTG PTRS LLC |
| Mar 21, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 15, 2019 · Amount on Record |
| Deed Sale | Jul 15, 2019 · Amount on Record |
| Prior Sale | Mar 21, 2018 · Amount on Record |
| Deed Doc Number | 0001360166 |
| Deed Book / Page | 13601 / 66 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 418 SPRUCE PL SE, CONCORD, NC 28025-2700 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000157165 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 15716/5 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28207 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 15, 2019 |
| Property Address | 418 SPRUCE PL SE, CONCORD, NC 28025-2700 |
| Document Number | 1360166 |
| Book / Page | 013601 / 000066 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 17639 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $844.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 418 SPRUCE PL SE CONCORD NC 28025, CONCORD, NC 28025 |
| Document Number | 1360168 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 013601/000068 |
| Instrument | 17640 |
| Name | ALLEN TATE MTG PTRS LLC |
|---|---|
| Address | CHARLOTTE, NC 28262 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 14, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Mar 21, 2018 |
| Property Address | 418 SPRUCE PL SE, CONCORD, NC 28025-2700 |
| Document Number | 129253 |
| Book / Page | 012925 / 000003 |
| Instrument Date | Mar 21, 2018 |
| Instrument | 6505 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $69.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6220 HUDSPETH RD HARRISBURG NC 280755001, HARRISBURG, NC 28075-5001 |
Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,090.00 | $417,200 Land $58,500 Building $358,700 | $417,200 Land $58,500 Building $358,700 |
Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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