Teller County property record for 423 Ridge Rd, Divide, CO 80814 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,678 sqft · built 1994 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Oct 2025) |
| Tax Bill | $1,976 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3029.191040240 |
| Primary APN | 3029.191040240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,678 sqft Living Area |
| Basement Area | 1,140 sqft |
| Finished Basement | 1,140 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 390 sqft |
| Patio Area | 390 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0013697 |
|---|---|
| Street Address | 423 RIDGE RD |
| City | DIVIDE |
| State | CO |
| Zip | 80814-9648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L10 SPRING VALLEY 5 |
| Legal Range | 69W |
| Legal Township | 12S |
| Legal Section | 19 |
| Legal Subdivision | SPRING VALLEY 1-10 |
| Legal Lot Number | 10 |
| Jurisdiction | TELLER CO |
| Township / Civil Division | DIVIDE |
| Census Block Group | 1 |
| Census Block | 1078 |
| Census Tract | 10111 |
Source: Teller County records · APN 3029.191040240
Assessment roll updated April 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 423 RIDGE RD, DIVIDE, CO 80814-9648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION |
| Nov 06, 2019 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on Record |
| Deed Sale | Oct 30, 2025 · Amount on Record |
| Prior Sale | Feb 03, 1995 · Amount on Record |
| Deed Document Number | 2025777107 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TELLER CO |
| Recording Date | Oct 30, 2025 |
| Property Address | 423 RIDGE RD, DIVIDE, CO 80814-9648 |
| Document Number | 0000777107 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 777107 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | FNTIC, FNTC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 RIDGE RD, DIVIDE, CO 80814-9648 |
| Document Number | 0000777108 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 777108 |
| Name | CITADEL SERVICING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TELLER CO |
| Property Address | 423 RIDGE RD, DIVIDE, CO 80814-9648 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | EMPIRE TITLE CO SPRINGS |
| Name | Verified Name |
|---|
| Document Number | 0000720764 |
|---|---|
| Date | Nov 06, 2019 |
| Instrument | 720764 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
Source: Teller County records · Assessment roll updated April 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Teller County |
| Unified School District | Woodland Park School District RE-2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,976.00 (+37.7%) | $29,950 (+29.77%) Land $3,792 Building $26,158 | |
| 2024 | $1,435.00 (+4.97%) | $23,080 (-) Land $2,562 Building $20,518 | $479,322 (-4.05%) Land $60,686 Building $418,636 |
| 2023 | $1,367.00 (+45.74%) | $23,080 (+37.87%) Land $2,560 Building $20,520 | $499,548 (+46.57%) Land $55,461 Building $444,087 |
| 2022 | $938.00 | $16,740 Land $1,950 Building $14,790 | $340,830 Land $39,750 Building $301,080 |
Source: FEMA National Flood Hazard Layer, Teller County (08119C), updated February 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Extreme above 96% of the US · above 99% of Colorado |
|---|---|
| Wildfire Likelihood | About 1 in 73 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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