396 Ridge Rd, Divide, CO 80814 Property Records

Teller County property record for 396 Ridge Rd, Divide, CO 80814

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,921 sqft · built 1988
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual on Record
Tax Bill	$2,895 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Dec 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3029.191050050`

Property Details

APN / Parcel Number

Primary APN	`3029.191050050`
Alternative APN	`R0013712`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,921 sqft Living Area
Basement Area	1,872 sqft
Finished Basement	1,632 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	2,087 sqft
Deck Area	46 sqft
Patio Area	724 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0013712
Street Address	396 RIDGE RD
City	DIVIDE
State	CO
Zip	80814-9634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L36 SPRING VALLEY 5
Legal Range	69W
Legal Township	12S
Legal Section	19
Legal Subdivision	SPRING VALLEY 1-10
Legal Lot Number	36
Jurisdiction	TELLER CO
Township / Civil Division	DIVIDE
Census Block Group	1
Census Block	1066
Census Tract	10111

Owner

Source: Teller County assessment roll, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	396 RIDGE RD, DIVIDE, CO 80814-9634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Line of Credit ENT CU
Dec 1, 2022	Special Warranty Deed, Transfer EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE CO SPRINGS LLC
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
May 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2011
Deed Sale	Jun 1, 2011
Prior Sale	Oct 13, 2005 · Amount on Record
Deed Document Number	2011644788
Prior Transfer Date	May 17, 2011
Prior Transfer Doc	0000644788
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	396 RIDGE RD, DIVIDE, CO 80814-9634
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000761037
Date	Aug 23, 2023
Instrument	761037

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80921

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Dec 1, 2022
Property Address	396 RIDGE RD, DIVIDE, CO 80814-9634
Document Number	0000755935
Instrument Date	Nov 30, 2022
Instrument	755935
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE CO SPRINGS LLC

Transaction

Amount	Amount Recorded
Tax	$59.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	396 RIDGE RD, DIVIDE, CO 80814-9634

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	396 RIDGE RD, DIVIDE, CO 80814-9634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000731885
Date	Nov 16, 2020
Instrument	731885

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	396 RIDGE RD, DIVIDE, CO 80814-9634
Document Number	0000706842
Instrument Date	May 8, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 RIDGE RD DIVIDE CO 808149634, DIVIDE, CO 80814-9634

Mortgage

Document Number	0000706842
Date	May 16, 2018
Instrument	706842

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2048

Tax Assessment & Valuation

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Woodland Park School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,895.00 (+27.7%)	$43,881 (+20.32%) Land $4,304 Building $39,577
2024	$2,267.00 (+4.91%)	$36,470 (-) Land $3,399 Building $33,071	$702,091 (+17.14%) Land $68,857 Building $633,234
2023	$2,161.00 (+6.98%)	$36,470 (+1.17%) Land $3,400 Building $33,070	$599,352 (+15.54%) Land $55,854 Building $543,498
2022	$2,020.00	$36,050 Land $2,780 Building $33,270	$518,721 Land $40,006 Building $478,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 98.5% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY MAINT CORP NO 1 private · serves 470 people · EPA ID CO0160550
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2026) action level 15 ppb
Copper	1.46 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2025 No certified operator Nov 2023
Monitoring and Reporting	61 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10

May also be available: AT&T, Verizon, Vero Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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