423 Nelson Rd, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 423 Nelson Rd, Scotts Valley, CA 95066

Property Summary

Property Type	Recreational Vacant Land
Details	3 bd · 2 ba · 2,301 sqft · built 1967
Lot Size	1.21 acres (53,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$917,000 (Feb 2019)
Tax Bill	$8,324 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`070-181-62`

Property Details

APN / Parcel Number

Primary APN	`070-181-62`
Alternative APN	`070-181-62-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	2,301 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	53,100 sqft
Garage Type	Attached
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces
Deck Area	606 sqft
Patio Area	606 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	423 NELSON RD
City	SCOTTS VALLEY
State	CA
Zip	95066-3038
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	RA
Legal Subdivision	SAN AUGUSTINE RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1016
Census Tract	120901

Owner

Source: Santa Cruz County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	423 NELSON RD, SCOTTS VALLEY, CA 95066-3038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 26, 2019	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2019 · Amount on Record
Deed Sale	Feb 26, 2019 · Amount on Record
Prior Sale	Nov 22, 2002 · Amount on Record
Deed Document Number	20194959
Prior Transfer Date	Jul 25, 2008
Prior Transfer Doc	0000033343
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	423 NELSON RD, SCOTTS VALLEY, CA 95066-3038
Transaction Type	Mortgage
Record Updated	Jul 27, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 NELSON RD, SCOTTS VALLEY, CA 95066-3038

Mortgage

Document Number	0000012444
Date	Jul 10, 2023
Instrument	2023-0012444

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	423 NELSON RD, SCOTTS VALLEY, CA 95066-3038
Document Number	0000029399
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	423 NELSON RD SCOTTS VALLEY CA 950663038, SCOTTS VALLEY, CA 95066-3038

Mortgage

Document Number	0000029399
Date	Aug 4, 2020
Instrument	29399

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	423 NELSON RD, SCOTTS VALLEY, CA 95066-3038
Document Number	0000024859
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	STEWART TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	423 NELSON RD SCOTTS VALLEY CA 950663038, SCOTTS VALLEY, CA 95066-3038

Mortgage

Document Number	0000024859
Date	Aug 27, 2019
Instrument	24859

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 26, 2019
Property Address	423 NELSON RD, SCOTTS VALLEY, CA 95066-3038
Document Number	0000004959
Instrument Date	Feb 22, 2019
Instrument	4959
Transaction Type	Transfer
Record Updated	Mar 14, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,008.70
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	423 NELSON RD SCOTTS VALLEY CA 950663038, SCOTTS VALLEY, CA 95066-3038

Mortgage

Document Number	4960
Date	Feb 26, 2019
Instrument	4960

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2049

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$694,925 (+2%) Land $473,330 Building $221,595
2025	$8,324.00 (+8.97%)	$681,299 (+4.04%) Land $464,049 Building $217,250
2023	$7,639.00 (+1.65%)	$654,844 Land $446,030 Building $208,814	$1,294,380
2022	$7,515.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2017–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio, Surfnet Communications, T-Mobile, Verizon.

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