423 N James St, Orange, CA 92869 Property Records

Orange County property record for 423 N James St, Orange, CA 92869

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,759 sqft · built 1965
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$755,000 (Jun 2021)
Tax Bill	$9,062 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jun 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`093-492-07`

Property Details

APN / Parcel Number

Primary APN	`093-492-07`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,759 sqft Living Area

Exterior

Year Built	Built 1965
Lot Area	7,200 sqft (0.165 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	423 N JAMES ST
City	ORANGE
State	CA
Zip	92869-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4786 BLK LOT 89
Legal Subdivision	PARCEL MAP 84-886
Legal Tract	4786
Legal Lot Number	89
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2013
Census Tract	21913

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	423 N JAMES ST, ORANGE, CA 92869-2807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Jun 18, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Jun 18, 2021	Grant Deed, Transfer · Conventional Mortgage HOMEOWNERS FIRST MORTGAGE LLC
Apr 24, 2017	Deed of Trust, Mortgage · Conventional with PMI CROFTON JOHN & DENISE TR (PT)
Jan 19, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 19, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 18, 2021 · Amount on Record
Deed Sale	Jun 18, 2021 · Amount on Record
Prior Sale	Jun 18, 2021
Deed Document Number	2021000402492
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	423 N JAMES ST, ORANGE, CA 92869-2807
Transaction Type	Mortgage
Record Updated	Nov 30, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 N JAMES ST, ORANGE, CA 92869-2807

Mortgage

Document Number	0000362487
Date	Nov 15, 2022
Instrument	2022000362487

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jun 18, 2021
Property Address	423 N JAMES ST, ORANGE, CA 92869-2807
Document Number	0000402491
Map Reference	MB 198 PG 19-22
Instrument Date	Jun 10, 2021
Instrument	2021000402491
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 N JAMES ST, ORANGE, CA 92869-2807

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 18, 2021
Property Address	423 N JAMES ST, ORANGE, CA 92869-2807
Document Number	0000402492
Map Reference	MB 198 PG 19-22
Instrument Date	Jun 2, 2021
Instrument	2021000402492
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	423 N JAMES ST, ORANGE, CA 92869-2807

Mortgage

Document Number	0000402493
Date	Jun 18, 2021
Instrument	2021000402493

Lender

Name	HOMEOWNERS FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	423 N JAMES ST, ORANGE, CA 92869-2807
Document Number	0000170898
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	May 5, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	423 N JAMES ST ORANGE CA 928692807, ORANGE, CA 92869-2807

Mortgage

Document Number	0000170898
Date	Apr 27, 2017
Instrument	170898

Lender

Name	CROFTON JOHN & DENISE TR (PT)
Address	4224 ARDEN WAY, SAN DIEGO, CA 92103-1531

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 19, 2017
Property Address	423 N JAMES ST, ORANGE, CA 92869-2807
Document Number	0000026031
Instrument Date	Jan 10, 2017
Instrument	26031
Transaction Type	Transfer
Record Updated	Jan 26, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	423 N JAMES ST ORANGE CA 928692807, ORANGE, CA 92869-2807

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE CA
Recording Date	Jan 19, 2017
Property Address	423 N JAMES ST, ORANGE, CA 92869-2807
Document Number	0000026030
Instrument Date	Jan 10, 2017
Instrument	26030
Transaction Type	Transfer
Record Updated	Jan 26, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 N JAMES ST ORANGE CA 928692807, ORANGE, CA 92869-2807

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,062.00 (+4.53%)	$817,236 (+4.04%) Land $707,934 Building $109,302
2023	$8,669.00 (+1.96%)	$785,502 Land $680,444 Building $105,058
2022	$8,502.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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