423 Merrill Ave, Beloit, WI 53511 Property Records

Rock County property record for 423 Merrill Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,602 sqft · built 1899
Lot Size	0.124 acres (5,401 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jun 2022)
Tax Bill	$1,685 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206 13581590`

Property Details

APN / Parcel Number

Primary APN	`206 13581590`
Alternative APN	`13581590`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	1,602 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Lot Area	5,401 sqft (0.124 acres)

Location & Zoning

Account Number	206 13581590
Street Address	423 MERRILL AVE
City	BELOIT
State	WI
Zip	53511-5112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 66 FT L 18 & W 66 FT OF S 16 FT L 17 B 2 HOPKINS ADD
Legal Subdivision	HOPKINS ADD
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2030
Census Tract	1700

Owner

Source: Rock County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	423 MERRILL AVE, BELOIT, WI 53511-5112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD HOUSING SERVICE
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK COMMUNITY CU
Jun 2, 2022	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2022 · Amount on Record
Deed Sale	Jun 2, 2022 · Amount on Record
Prior Sale	Aug 30, 2016 · Amount on Record
Deed Document Number	202219539
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	423 MERRILL AVE, BELOIT, WI 53511-5112
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 MERRILL AVE, BELOIT, WI 53511-5112

Mortgage

Document Number	0002293563
Date	Sep 22, 2025
Instrument	2293563

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Jun 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	423 MERRILL AVE, BELOIT, WI 53511-5112
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002219542
Date	Jun 2, 2022
Instrument	2219542

Lender

Name	NEIGHBORHOOD HOUSING SERVICE
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	423 MERRILL AVE, BELOIT, WI 53511-5112
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002187730
Date	May 14, 2021
Instrument	2187730

Lender

Name	BLACKHAWK COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jun 2, 2022
Property Address	423 MERRILL AVE, BELOIT, WI 53511-5112
Document Number	0002219539
Instrument Date	May 25, 2022
Instrument	2219539
Transaction Type	Transfer
Record Updated	Jun 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 MERRILL AVE, BELOIT, WI 53511-5112

Mortgage

Document Number	0002219540
Date	Jun 2, 2022
Instrument	2219540

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,685.00 (+8.01%)	$112,200 (+12.88%) Land $9,700 Building $102,500	$123,200 (+8.93%)
2023	$1,560.00	$99,400 Land $9,700 Building $89,700	$113,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bug Tussel Wireless, LiteWire.

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