419 Merrill Ave, Beloit, WI 53511 Property Records

Rock County property record for 419 Merrill Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,194 sqft · built 1884
Lot Size	0.124 acres (5,401 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Apr 2006)
Tax Bill	$1,485 (2025)
Deeds & Mortgages	Nov 2007 Mortgage Jul 2014 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206 13581595`

Property Details

APN / Parcel Number

Primary APN	`206 13581595`
Alternative APN	`13581595`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,194 sqft Living Area

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1884
Lot Area	5,401 sqft (0.124 acres)

Location & Zoning

Account Number	206 13581595
Street Address	419 MERRILL AVE
City	BELOIT
State	WI
Zip	53511-5112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 66 FT L 18 & THE S 16 OF E 66 FT L 17 B 2 HOPKINS ADD
Legal Subdivision	HOPKINS ADD
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2030
Census Tract	1700

Owner

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2464 PIONEER DR, BELOIT, WI 53511-2551
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2007	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO
Jul 9, 2014	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO
Apr 7, 2006	Warranty Deed, Transfer · ARM OPTION ONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2006 · Amount on Record
Deed Sale	Apr 7, 2006 · Amount on Record
Deed Document Number	20061745987
Record Updated	Oct 29, 2026

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	419 MERRILL AVE, BELOIT, WI 53511-5112
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001814098
Date	Nov 27, 2007
Instrument	1814098

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	BELOIT, WI 53512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2037

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	419 MERRILL AVE, BELOIT, WI 53511-5112
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002006906
Date	Jul 9, 2014
Instrument	2006906

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 8, 2029

Interest

Rate Type	Fixed Rate

April 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Apr 7, 2006
Property Address	419 MERRILL AVE, BELOIT, WI 53511-5112
Document Number	0001745987
Instrument Date	Mar 31, 2006
Instrument	1745987
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 MERRILL AVE, BELOIT, WI 53511-5112
Investor	Possibly a Property Investor

Mortgage

Document Number	0001745988
Date	Apr 7, 2006
Instrument	1745988

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	11.8%
Type Change Date	Apr 1, 2008
Change Frequency	6 Months
Min Rate At Change	11.8%
Max Rate At Change	14.8%
Index	6-Month LIBOR
Max Rate	17.8%

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,485.00 (+26.6%)	$91,700 (+21.78%) Land $9,700 Building $82,000	$100,700 (+17.64%)
2023	$1,173.00	$75,300 Land $9,700 Building $65,600	$85,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bug Tussel Wireless, LiteWire.

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