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423 Main St, Steward, IL 60553 Property Records

Lee County property record for 423 Main St, Steward, IL 60553

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,152 sqft · built 1901
Lot Size0.305 acres (13,266 sqft)
OwnerIndividual Name on File
Last Sale$70,000 (Dec 2020)
Tax Bill$2,478 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-06-17-484-001

Property Details

APN / Parcel Number

Primary APN01-06-17-484-001
Alternative APN
  • 155588

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,152 sqft Living Area

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Exterior MaterialWood
Lot Area13,266 sqft (0.305 acres)
Lot Dimensions201 ft deep x 66 ft wide

Location & Zoning

Account Number155588
Street Address423 MAIN ST
CitySTEWARD
StateIL
Zip60553-9610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT/LOT:00 TWP:05 RNG/BLK:003 VILL. OF STEWARD LOT 0105-0363
Legal SubdivisionVILLAGE STEWARD
Legal Block3
Legal Lot Number105-363
JurisdictionLEE IL
Township / Civil DivisionALTO
Census Block Group4
Census Block4033
Census Tract100

Owner

423 Main St is owned and occupied by an individual who bought it in December 2020.

Source: Lee County records, as of June 16, 2026

Owner of RecordIndividual Name on File
Mailing Address423 MAIN ST, STEWARD, IL 60553-9610
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2020 · Amount on File
Deed SaleDec 15, 2020 · Amount on File
Deed Document Number20206177
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE IL
Recording DateDec 15, 2020
Property Address423 MAIN ST, STEWARD, IL 60553-9610
Document Number0202006177
Instrument DateDec 11, 2020
Instrument202006177
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyLAKESHORE TITLE LLC, LAKESHORE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$105.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address38606 N GRATTON RD, 38606, LAKE VILLA, IL 60046-9523

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 MAIN ST, STEWARD, IL 60553-9610

Mortgage

Document Number0202006178
DateDec 15, 2020
Instrument202006178
Lender
NameROCK VALLEY FCU
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate3.22%

Tax Assessment & Valuation

The 2025 property tax bill for 423 Main St was $2,478 with a homeowner's exemption.

Source: Lee County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLee County
County SubdivisionAlto Township
MunicipalitySteward Village
Secondary School DistrictRochelle Township High School District 212 (09 - 12)
Elementary School DistrictSteward Elementary School District 220 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,478.00$44,381 Land $4,774 Building $39,607$133,143 Land $14,322 Building $118,821

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 423 Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective August 31, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1999–2007)
Most Recent ClaimAug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTEWARD
serves 238 people · EPA ID IL1030450
Water SourceGroundwater
Last State InspectionApr 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Jan 2019
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Frontier
DSL		115 / 7
Rise Broadband
Fixed Wireless		25 / 5

May also be available: LR Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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