422 Main St, Steward, IL 60553 Property Records

Lee County property record for 422 Main St, Steward, IL 60553

Property Summary

Property Type	Single Family Home
Details	1 ba · 896 sqft · built 1891
Lot Size	0.074 acres (3,224 sqft)
Owner	Individual Name on Record
Last Sale	$103,000 (Jan 2025)
Tax Bill	$1,719 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Feb 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-06-20-228-002`

Property Details

APN / Parcel Number

Primary APN	`01-06-20-228-002`
Alternative APNs	`163468` `170438`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	896 sqft Living Area

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Exterior Material	Wood
Lot Area	3,224 sqft (0.074 acres)
Lot Dimensions	124 ft deep x 26 ft wide

Location & Zoning

Account Number	170438
Street Address	422 MAIN ST
City	STEWARD
State	IL
Zip	60553-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEWARD E.26' OF LOT 1 BLK 2 8511-0119
Legal Subdivision	THE ORIGINAL TOWN OF STEWARD
Legal Block	2
Legal Lot Number	1
Jurisdiction	LEE IL
Township / Civil Division	ALTO
Census Block Group	4
Census Block	4038
Census Tract	100

Owner

Source: Lee County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	422 MAIN ST, STEWARD, IL 60553-9607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOLCOMB STATE BANK
Feb 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOLCOMB STATE BANK
Dec 1, 2022	Warranty Deed, Transfer · Commercial Mortgage CENTRAL BANK ILLINOIS
Jan 15, 2020	Warranty Deed, Transfer · Conventional Mortgage HOLCOMB STATE BANK
Aug 19, 2005	Warranty Deed, Transfer LEE CO TITLE & ABSTRACT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2025 · Amount on Record
Deed Sale	Jan 21, 2025 · Amount on Record
Prior Sale	Dec 1, 2022 · Amount on Record
Deed Document Number	2025279
Prior Transfer Date	Sep 30, 2011
Prior Transfer Doc	01110/1202
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	422 MAIN ST, STEWARD, IL 60553-9607
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201800199
Date	Jan 17, 2018
Instrument	201800199

Lender

Name	HOLCOMB STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jul 12, 2018

Interest

Rate Type	Fixed Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	422 MAIN ST, STEWARD, IL 60553-9607
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201900458
Date	Feb 11, 2019
Instrument	201900458

Lender

Name	HOLCOMB STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 7, 2024

Interest

Rate Type	Fixed Rate

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE IL
Recording Date	Dec 1, 2022
Property Address	422 MAIN ST, STEWARD, IL 60553-9607
Document Number	0202205008
Instrument Date	Nov 4, 2022
Instrument	202205008
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	NOT AVAILABLE, NLT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 642, ROCHELLE, IL 61068-0642

Mortgage

Document Number	0202205009
Date	Dec 1, 2022
Instrument	202205009

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Nov 1, 2023

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE IL
Recording Date	Jan 15, 2020
Property Address	422 MAIN ST, STEWARD, IL 60553-9607
Document Number	0202000215
Instrument Date	Jan 3, 2020
Instrument	202000215
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	422 MAIN ST, STEWARD, IL 60553-9607

Mortgage

Document Number	0202000216
Date	Jan 15, 2020
Instrument	202000216

Lender

Name	HOLCOMB STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.13%

August 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE IL
Recording Date	Aug 19, 2005
Property Address	422 MAIN ST, STEWARD, IL 60553-9607
Document Number	00508/2297
Book / Page	0508 / 2297
Instrument Date	Aug 18, 2005
Instrument	2005-06065
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	LEE CO TITLE & ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$86.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 MAIN ST, STEWARD, IL 60553-9607

Tax Assessment & Valuation

Source: Lee County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lee County
County Subdivision	Alto Township
Municipality	Steward Village
Secondary School District	Rochelle Township High School District 212 (09 - 12)
Elementary School District	Steward Elementary School District 220 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,719.00 (+12.57%)	$26,625 (+18%) Land $1,838 Building $24,787	$79,875 (+18%) Land $5,514 Building $74,361
2024	$1,527.00	$22,564 Land $1,558 Building $21,006	$67,692 Land $4,674 Building $63,018

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 31, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1999–2007)
Most Recent Claim	Aug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEWARD serves 238 people · EPA ID IL1030450
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2019
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
Rise Broadband Fixed Wireless	25 / 5

May also be available: LR Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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