423 Main St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 423 Main St, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,404 sqft · built 1960
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Oct 2020)
Tax Bill	$10,155 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00035-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`10-00035-0000-00009`
Alternative APN	`100003500009`

Interior

Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	100 ft deep x 125 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	423 MAIN ST
City	MIDDLESEX
State	NJ
Zip	08846-1518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	125X100 10-13
Legal Block	35
Legal Lot Number	9
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1011
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records · APN 10-00035-0000-00009

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	423 MAIN ST, MIDDLESEX, NJ 08846-1518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 21, 2020 · Amount on Record
Deed Sale	Oct 21, 2020 · Amount on Record
Prior Sale	Dec 15, 2004 · Amount on Record
Deed Document Number	2020102802
Deed Book / Page	18086 / 1939
Record Updated	Sep 20, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 21, 2020
Property Address	423 MAIN ST, MIDDLESEX, NJ 08846-1518
Document Number	2020102802
Book / Page	18086 / 1939
Instrument Date	Oct 07, 2020
Instrument	2020102802
Transaction Type	Transfer
Record Updated	Nov 02, 2021
Title Company	GUARDIAN SETMNT AGENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,366.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	423 MAIN ST, 423, MIDDLESEX, NJ 08846-1518

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	423 MAIN ST, MIDDLESEX, NJ 08846-1518

Mortgage

Document Number	2020102803
Date	Oct 21, 2020
Instrument	2020102803

Lender

Name	1ST CONSTITUTION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$495,300 (+3.4%) Land $137,700 Building $357,600	$495,300 (+3.4%) Land $137,700 Building $357,600
2025	$10,155.00 (+5.94%)	$479,000 (+15.62%) Land $137,700 Building $341,300	$479,000 (+15.62%) Land $137,700 Building $341,300
2024	$9,586.00 (-11.81%)
2023		$414,300 Land $137,700 Building $276,600	$414,300 Land $137,700 Building $276,600
2022	$10,870.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), as of December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340230002001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 284 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ2004002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.