344 Main St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 344 Main St, Middlesex, NJ 08846 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	891 sqft · built 1960
Lot Size	0.14 acres (6,116 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Aug 2018)
Tax Bill	$7,865 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00031-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`10-00031-0000-00007`
Alternative APN	`100003100007`

Interior

Stories	1 Story
Building Area	891 sqft Living Area
1st Floor Area	891 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	6,116 sqft (0.14 acres)
Lot Dimensions	101 ft deep x 60 ft wide

Location & Zoning

Street Address	344 MAIN ST
City	MIDDLESEX
State	NJ
Zip	08846-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	60X101.94
Legal Block	31
Legal Lot Number	7
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1013
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records · APN 10-00031-0000-00007

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	344 MAIN ST, MIDDLESEX, NJ 08846-1517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 07, 2018	Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH MORTGAGE CORP
May 10, 2018	Trustee's Deed, Foreclosure · Construction Mortgage LOAN FUNDER LLC SERIES 3544

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 07, 2018 · Amount on Record
Deed Sale	Aug 07, 2018 · Amount on Record
Prior Sale	May 10, 2018 · Amount on Record
Deed Document Number	201869129
Deed Book / Page	17259 / 964
Last Transfer Date	Jan 15, 2021
Transfer Doc	0000011196
Record Updated	Sep 20, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 22, 2021
Property Address	344 MAIN ST, MIDDLESEX, NJ 08846-1517
Document Number	0000011196
Book / Page	18249 / 707
Instrument Date	Jan 15, 2021
Instrument	2021011196
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 MAIN ST, MIDDLESEX, NJ 08846-1517
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011197
Date	Jan 22, 2021
Instrument	2021011197

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 07, 2018
Property Address	344 MAIN ST, MIDDLESEX, NJ 08846-1517
Document Number	0000069129
Book / Page	17259 / 0964
Instrument Date	Jul 01, 2018
Instrument	201800069129
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	ELITE TEAM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,286.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	444 CONCORD ST, 444, RAHWAY, NJ 07065-2401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 MAIN ST, MIDDLESEX, NJ 08846-1517
Investor	Possibly a Property Investor

Mortgage

Document Number	0000069130
Date	Aug 07, 2018
Instrument	201800069130

Lender

Name	FIRST COMMONWEALTH MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2048

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	May 10, 2018
Property Address	344 MAIN ST, MIDDLESEX, NJ 08846-1517
Document Number	0000043059
Book / Page	017179 / 001021
Instrument Date	Mar 28, 2018
Instrument	43059
Transaction Type	Foreclosure
Record Updated	Jun 04, 2018
Title Company	FORTUNE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$131.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1833 FRONT ST SCOTCH PLAINS NJ 070761125, SCOTCH PLAINS, NJ 07076-1125

Mortgage

Document Number	43060
Date	May 10, 2018
Book Page	017179/001029
Instrument	43060

Lender

Name	LOAN FUNDER LLC SERIES 3544
Address	40 W 57TH ST # 204020, NEW YORK, NY 10019-4001

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$400,700 (+8.01%) Land $124,200 Building $276,500	$400,700 (+8.01%) Land $124,200 Building $276,500
2025	$7,865.00 (-4.86%)	$371,000 (+3.83%) Land $124,200 Building $246,800	$371,000 (+3.83%) Land $124,200 Building $246,800
2024	$8,267.00 (+4.35%)
2023		$357,300 Land $124,200 Building $233,100	$357,300 Land $124,200 Building $233,100
2022	$7,922.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340230002001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 45 individual NFIP policies nearby
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025, rainfall accumulation
Claims By Storm	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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