423 Larkspur Dr, Joppa, MD 21085 Property Records

Harford County property record for 423 Larkspur Dr, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,504 sqft · built 1967
Lot Size	0.189 acres (8,222 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,909 (2026)
Deeds & Mortgages	Jun 2026 Sale Apr 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`01-148206`

Property Details

APN / Parcel Number

Primary APN	`01-148206`
Alternative APNs	`1148206` `148206`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,504 sqft Total Area
Basement Area	544 sqft
Finished Basement	544 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,222 sqft (0.189 acres)
Lot Dimensions	115 ft deep x 74 ft wide
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	148206
Street Address	423 LARKSPUR DR
City	JOPPA
State	MD
Zip	21085-4335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 23 80/63X115 423 LARKSPUR DR JOPPATOWNE S6 P 17/101
Legal Subdivision	JOPPATOWNE
Legal Block	63
Legal Lot Number	23,423
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1004
Census Tract	301402

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	423 LARKSPUR DR, JOPPA, MD 21085-4335
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 12, 2024	Deed of Trust, Mortgage · Unknown FIRST NATIONAL BANK OF PENNSYLVANIA
Feb 27, 2024	Deed of Trust, Mortgage · Unknown FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
Jun 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOWARD BANK
Feb 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage CF BANK
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage ABERDEEN PROVING GROUND FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 15, 2026
Transfer Doc	0171500483
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 3, 2026
Property Address	423 LARKSPUR DR, JOPPA, MD 21085-4335
Document Number	0171500483
Book / Page	17150 / 483
Instrument Date	May 15, 2026
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	423 LARKSPUR DR, JOPPA, MD 21085-4335

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	423 LARKSPUR DR, JOPPA, MD 21085-4335
Transaction Type	Mortgage
Record Updated	Apr 22, 2024
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 LARKSPUR DR, JOPPA, MD 21085-4335

Mortgage

Document Number	0162290486
Date	Apr 12, 2024
Book Page	16229/486

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	BEL AIR, MD 21015

Agreement

Type	Unknown
Amount	Amount Recorded
Term	251 Months
Due	Mar 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	423 LARKSPUR DR, JOPPA, MD 21085-4335
Transaction Type	Mortgage
Record Updated	Mar 8, 2024
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 LARKSPUR DR, JOPPA, MD 21085-4335

Mortgage

Document Number	0161850046
Date	Feb 27, 2024
Book Page	16185/46

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	BEL AIR, MD 21015

Agreement

Type	Unknown
Amount	Amount Recorded
Term	264 Months
Due	Feb 17, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	423 LARKSPUR DR, JOPPA, MD 21085-4335
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153340442
Date	Jan 28, 2022
Book Page	15334/442

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	423 LARKSPUR DR, JOPPA, MD 21085-4335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MID ATLANTIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0123680487
Date	Jun 1, 2017
Book Page	12368/0487
Instrument	12368-0487

Lender

Name	HOWARD BANK
Type	Bank
Address	ELLICOTT CITY, MD 21043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	423 LARKSPUR DR, JOPPA, MD 21085-4335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0131520338
Date	Feb 11, 2019
Book Page	13152/0338

Lender

Name	CF BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2034

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	423 LARKSPUR DR, JOPPA, MD 21085-4335
Document Number	0141761221
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0141761221
Date	Oct 13, 2020
Book Page	014176/001221

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	PO BOX 1176, ABERDEEN, MD 21001-6176

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 12, 2035

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,909.00 (+11.24%)	$266,933 (+5.31%)	$280,400 (-) Land $69,200 Building $211,200
2025	$2,615.00 (+9.6%)	$253,467 (+10.46%)	$280,400 (+16.83%) Land $69,200 Building $211,200
2023		$229,467	$240,000 Land $69,200 Building $170,800
2022	$2,386.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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