419 Larkspur Dr, Joppa, MD 21085 Property Records

Harford County property record for 419 Larkspur Dr, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,040 sqft · built 1967
Lot Size	0.191 acres (8,337 sqft)
Owner	2 Individual Names on File
Last Sale	$164,900 (Jun 2003)
Tax Bill	$2,563 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Jan 2020 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-120948`

Property Details

APN / Parcel Number

Primary APN	`01-120948`
Alternative APNs	`1120948` `120948`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,040 sqft Total Area
Basement Area	524 sqft
Finished Basement	524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,337 sqft (0.191 acres)
Lot Dimensions	115 ft deep x 63 ft wide
Garage Type	Basement
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	120948
Street Address	419 LARKSPUR DR
City	JOPPA
State	MD
Zip	21085-4335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 21 82/63X115 419 LARKSPUR DR JOPPATOWNE S6 PT 17/101
Legal Subdivision	JOPPATOWNE
Legal Block	63
Legal Lot Number	21,419
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1004
Census Tract	301402

Owner

419 Larkspur Dr is owned and occupied by two individuals who acquired it in September 2009.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	419 LARKSPUR DR, JOPPA, MD 21085-4335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage ABERDEEN PROVING GROUND FCU
Jan 30, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABERDEEN PROVING GROUND FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2003 · Amount on File
Deed Sale	Jun 19, 2003 · Amount on File
Prior Sale	May 1, 1987 · Amount on File
Deed Document Number	20033924
Deed Book / Page	4676 / 141
Last Transfer Date	Sep 22, 2009
Transfer Doc	0083290467
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	419 LARKSPUR DR, JOPPA, MD 21085-4335
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135810076
Date	Dec 6, 2019
Book Page	13581/0076

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2034

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	419 LARKSPUR DR, JOPPA, MD 21085-4335
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	M&M SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0136680139
Date	Jan 30, 2020
Book Page	13668/0139

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 8, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 419 Larkspur Dr was $2,563, up 10.5% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,563.00 (+10.52%)	$235,200 (+5%)	$246,400 (-) Land $69,200 Building $177,200
2025	$2,319.00	$224,000	$246,400 Land $69,200 Building $177,200
2023		$204,533	$212,800 Land $69,200 Building $143,600
2022	$2,139.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 419 Larkspur Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 Larkspur Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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