423 King St, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 423 King St, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,028 sqft · built 1916
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Nov 2016)
Tax Bill	$4,029 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`532-05-00-095`

Property Details

APN / Parcel Number

Primary APN	`532-05-00-095`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,028 sqft Living Area
1st Floor Area	713 sqft
Upper Floors Area	315 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Cottage
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	77 ft deep x 46 ft wide
Porch	Slab
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	423 KING ST
City	MOUNT PLEASANT
State	SC
Zip	29464-5366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -KING
Legal Subdivision	GREENWICH COMMONS
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1013
Census Tract	4701

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	201 GROVE ST, CHARLESTON, SC 29403-3633
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Line of Credit SOUTH ATLANTIC BANK
Oct 1, 2021	Deed of Trust, Mortgage · Line of Credit BEACON COMMUNITY BANK
Mar 10, 2020	Deed of Trust, Mortgage · Line of Credit SOUTH ATLANTIC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2016 · Amount on Record
Deed Sale	Nov 22, 2016 · Amount on Record
Deed Book / Page	598 / 858
Prior Transfer Date	Sep 14, 1999
Prior Transfer Doc	0O334/0597
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	423 KING ST, MOUNT PLEASANT, SC 29464-5366
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 GROVE ST, CHARLESTON, SC 29403-3633

Mortgage

Document Number	0010460932
Date	Oct 27, 2021
Book Page	1046/932

Lender

Name	SOUTH ATLANTIC BANK
Type	Bank
Address	MYRTLE BEACH, SC 29572

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	423 KING ST, MOUNT PLEASANT, SC 29464-5366
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 GROVE ST, CHARLESTON, SC 29403-3633

Mortgage

Document Number	0010380845
Date	Oct 1, 2021
Book Page	1038/845

Lender

Name	BEACON COMMUNITY BANK
Type	Bank
Address	CHARLESTON, SC 29403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 5, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	423 KING ST, MOUNT PLEASANT, SC 29464-5366
Document Number	0865/0582
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 GROVE ST CHARLESTON SC 294033633, CHARLESTON, SC 29403-3633

Mortgage

Document Number	0865/0582
Date	Mar 10, 2020
Book Page	000865/000582

Lender

Name	SOUTH ATLANTIC BK
Type	Bank
Address	MYRTLE BEACH, SC 29572

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 9, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,029.00 (+11.92%)	$264,500 (+1,816.67%) Land $209,157 Building $55,343	$925,700 (+160.69%) Land $505,300 Building $420,400
2024	$3,600.00 (+9.72%)	$13,800 (-)
2022	$3,281.00	$13,800	$355,100 (-) Land $280,800 Building $74,300
2020			$355,100 Land $280,800 Building $74,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	120 (1979–2017)
Claims Outside the SFHA	21 of 120
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on King St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures