415 King St, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 415 King St, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,009 sqft · built 2016
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (May 2018)
Tax Bill	$3,300 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`532-05-00-088`

Property Details

APN / Parcel Number

Primary APN	`532-05-00-088`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,009 sqft Living Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	91 ft deep x 50 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	415 KING ST
City	MOUNT PLEASANT
State	SC
Zip	29464-5310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPPLATB S15 MAPPLATP 0157 SUBDIVISIONNAME GREENWICH COMMONS LOT 1/4 55
Legal Subdivision	GREENWICH COMMON
Legal Lot Number	1,4,55
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1013
Census Tract	4701

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 KING ST, MOUNT PLEASANT, SC 29464-5310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Oct 2, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TR CO
Aug 22, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2018 · Amount on Record
Deed Sale	May 24, 2018 · Amount on Record
Prior Sale	May 27, 2016 · Amount on Record
Deed Book / Page	721 / 383
Prior Transfer Date	Oct 10, 2000
Prior Transfer Doc	0J357/0572
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	415 KING ST, MOUNT PLEASANT, SC 29464-5310
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09760371
Date	Mar 29, 2021
Book Page	976/371

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	415 KING ST, MOUNT PLEASANT, SC 29464-5310
Document Number	0828/0370
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 KING ST MOUNT PLEASANT SC 294645310, MOUNT PLEASANT, SC 29464-5310

Mortgage

Document Number	0828/0370
Date	Oct 8, 2019
Book Page	000828/000370

Lender

Name	BRANCH BANKING & TR CO
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 7, 2044

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	415 KING ST, MOUNT PLEASANT, SC 29464-5310
Document Number	0818/0663
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 KING ST MOUNT PLEASANT SC 294645310, MOUNT PLEASANT, SC 29464-5310

Mortgage

Document Number	0818/0663
Date	Aug 23, 2019
Book Page	000818/000663

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,300.00 (+13.6%)	$920,000 (+2,966.67%) Land $402,500 Building $517,500	$1,271,300 (+58.91%) Land $527,400 Building $743,900
2024	$2,905.00 (+7.91%)	$30,000 (-)
2022	$2,692.00	$30,000	$800,000 (-) Land $350,000 Building $450,000
2020			$800,000 Land $350,000 Building $450,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	120 (1979–2017)
Claims Outside the SFHA	21 of 120
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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