Kane County property record for 423 Jay St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1900 |
| Square Footage | 2,118 sqft Living Area |
| Lot Size | 6,448 sqft (0.148 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $6,744.00 (2025) |
| Primary APN | 06-24-402-007 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,118 sqft Living Area |
| Gross Area | 3,177 sqft Gross Area |
| Basement Area | 1,059 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame Construction |
| Lot Area | 6,448 sqft (0.148 acres) |
| Depth X Width | 104 ft x 62 ft Depth x Width |
| Street Address | 423 JAY ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8388 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COUNTY CLERKS SUB WEST 62 FT OF LOT 346 |
| Legal Subdivision | COUNTY CLERKS SUB |
| Legal Block | 6 |
| Legal Lot Number | 346 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 6 |
| Census Block | 6005 |
| Census Tract | 851400 |
Source: Kane County records · APN 06-24-402-007
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 423 JAY ST, ELGIN, IL 60120-8388 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 31, 2018 | Grant Deed, Transfer LOANDEPOT.COM LLC |
| Oct 04, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 04, 2017 |
| Deed Sale | Oct 04, 2017 |
| Prior Sale | Mar 07, 2003 · Amount on Record |
| Deed Doc Number | 201752148 |
| Prior Transfer Date | Sep 18, 2005 |
| Prior Transfer Doc | 0000131198 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 31, 2018 |
| Property Address | 423 JAY ST, ELGIN, IL 60120-8388 |
| Document Number | 0000025209 |
| Instrument Date | May 30, 2018 |
| Instrument | 25209 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 556 RAYMOND ST ELGIN IL 601207847, ELGIN, IL 60120-7847 |
| Document Number | 25210 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 25210 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 30, 2048 |
| Rate | 5% |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 04, 2017 |
| Property Address | 423 JAY ST, ELGIN, IL 60120-8388 |
| Document Number | 0000052148 |
| Instrument Date | Apr 21, 2014 |
| Instrument | 52148 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 01, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,744.00 (+26.84%) Homeowner's exemption | ||
| 2024 | $88,797 (+31.89%) Land $11,080 Building $77,717 | $266,498 (+31.94%) Land $33,253 Building $233,244 | |
| 2022 | $5,317.00 (+4.67%) Homeowner's exemption | $67,327 (+6.96%) Land $9,127 Building $58,200 | $201,981 (+6.96%) Land $27,381 Building $174,600 |
| 2021 | $5,080.00 Homeowner's exemption | $62,946 Land $8,533 Building $54,413 | $188,838 Land $25,599 Building $163,239 |
423 Jay St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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