422 Jay St, Elgin, IL 60120 Property Records

Kane County property record for 422 Jay St, Elgin, IL 60120 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 567 sqft · built 1900
Lot Size0.91 acres (3,960 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Jul 2024)
Tax Bill$3,348 (2025)
Deeds & MortgagesApr 2024 Foreclosure
Jun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN06-24-256-027

Property Details

APN / Parcel Number

Primary APN06-24-256-027

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories5 Stories
Building Area567 sqft Living Area
Gross Area945 sqft
Basement Area378 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area3,960 sqft (0.91 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address422 JAY ST
CityELGIN
StateIL
Zip60120-8302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionP VAN NOSTRANDS ADDN SOUTH 66 FT WEST 60 FT 173.58 FT LOT 8 BLOCK 3
Legal SubdivisionP VAN NOSTRANDS ADDN
Legal Block3
Legal Lot Number8
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group6
Census Block6000
Census Tract851400

Owner

Source: Kane County records · APN 06-24-256-027

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address100 E CHICAGO ST, 401, ELGIN, IL 60120-5550
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2024Sheriff's Deed, Foreclosure
Jun 06, 2022Deed of Trust, Mortgage · Conventional Mortgage
CITIMORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 11, 2024 · Amount on Record
Deed SaleJul 11, 2024 · Amount on Record
Prior SaleApr 05, 2024 · Amount on Record
Deed Document Number202424075
Record UpdatedSep 20, 2026

April 2024: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionKANE IL
Recording DateApr 05, 2024
Property Address422 JAY ST, ELGIN, IL 60120-8302
Document Number0000011153
Instrument DateJan 24, 2024
Instrument2024K011153
Transaction TypeForeclosure
Record UpdatedApr 12, 2024

Transaction

AmountAmount Recorded
Tax$137.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 DELLNOIS ST #2B # 2B, 2B, ST CHARLES, IL 60174

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address422 JAY ST, ELGIN, IL 60120-8302
Transaction TypeMortgage
Record UpdatedJun 10, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029587
DateJun 06, 2022
Instrument2022K029587
Lender
NameCITIMORTGAGE INC
TypeMortgage Company
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term208 Months
DueOct 01, 2039

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,348.00 (+41.44%)$43,887 (+8.57%) Land $10,130 Building $33,757$131,714 (+8.57%) Land $30,402 Building $101,312
2024$40,422 (+21.39%) Land $9,330 Building $31,092$121,315 (+21.44%) Land $28,001 Building $93,313
2022$2,367.00 (+5.58%) Homeowner's exemption$33,298 (+6.96%) Land $7,686 Building $25,612$99,894 (+6.96%) Land $23,058 Building $76,836
2021$2,242.00 Homeowner's exemption$31,131 Land $7,186 Building $23,945$93,393 Land $21,558 Building $71,835

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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