423 Grace Rd, Troy, AL 36081 Property Records

Pike County property record for 423 Grace Rd, Troy, AL 36081

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,707 sqft · built 2018
Lot Size	0.516 acres (22,481 sqft)
Owner	Individual Name on Record
Last Sale	$251,000 (Feb 2022)
Tax Bill	$843 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`793100`

Property Details

APN / Parcel Number

Primary APN	`793100`
Alternative APNs	`55 10 06 23 0 000 003.007` `818860`

Interior

Full Baths	1 Bath
Building Area	1,707 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,481 sqft (0.516 acres)
Lot Dimensions	221 ft deep x 105 ft wide
Garage Area	484 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	793100
Street Address	423 GRACE RD
City	TROY
State	AL
Zip	36081-6218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #3 ACCORDING TO THE PLAT OF GRACE ROAD S/D PHASE I IN PB2013 PG2 SEC23 T10N R21E
Legal Phase	1
Legal Lot Number	3
Jurisdiction	PIKE AL
Township / Civil Division	TROY
Census Block Group	4
Census Block	4004
Census Tract	188900

Owner

Source: Pike County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	111 S HILLCREST BLVD, TROY, AL 36081-1629
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC
Feb 16, 2022	Warranty Deed, Transfer
Feb 25, 2019	Survivorship Deed, Transfer · ARM TROY BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Prior Sale	Feb 25, 2019 · Amount on Record
Deed Document Number	0002022443
Deed Book / Page	2022 / 443
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	423 GRACE RD, TROY, AL 36081-6218
Transaction Type	Mortgage
Record Updated	May 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/4027
Date	Apr 9, 2021
Book Page	2021/4027
Instrument	20214027

Lender

Name	HOMETOWN LENDERS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE AL
Recording Date	Feb 16, 2022
Property Address	423 GRACE RD, TROY, AL 36081-6218
Document Number	002022/443
Book / Page	2022 / 443
Map Reference	MB 2013 PG 2
Instrument Date	Feb 15, 2022
Instrument	20220443
Transaction Type	Transfer
Record Updated	May 13, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	423 GRACE RD, TROY, AL 36081-6218

February 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	PIKE AL
Recording Date	Feb 25, 2019
Property Address	423 GRACE RD, TROY, AL 36081-6218
Document Number	002019/493
Book / Page	2019 / 493
Instrument Date	Feb 22, 2019
Instrument	20190493
Transaction Type	Transfer
Record Updated	May 13, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 LAKE LN, HEADLAND, AL 36345-8435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 GRACE RD, TROY, AL 36081-6218

Mortgage

Document Number	002019/978
Date	Feb 25, 2019
Book Page	2019/978
Instrument	20190978

Lender

Name	TROY BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 5, 2024
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	7.25%

Tax Assessment & Valuation

Source: Pike County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Pike County
Municipality	Troy City
Unified School District	Troy City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$843.00 (-0.24%)	$22,820 (-0.26%) Land $1,400 Building $21,420	$228,280 (-0.24%) Land $14,000 Building $214,280
2024	$845.00 (+18.35%)	$22,880 (+18.3%) Land $1,400 Building $21,480	$228,820 (+18.28%) Land $14,000 Building $214,820
2023	$714.00 (+9.17%)	$19,340 (+1.15%)	$193,460 (+1.19%) Land $14,000 Building $179,460
2022	$654.00 Homeowner's exemption	$19,120	$191,180 Land $14,000 Building $177,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIKE COUNTY WATER AUTHORITY serves 12,021 people · EPA ID AL0001120
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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