403 Grace Rd, Troy, AL 36081 Property Records

Pike County property record for 403 Grace Rd, Troy, AL 36081

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,676 sqft · built 2018
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$181,500 (Aug 2018)
Tax Bill	$788 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`815830`

Property Details

APN / Parcel Number

Primary APN	`815830`
Alternative APN	`55 10 06 23 0 000 003.015`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,676 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	219 ft deep x 120 ft wide
Porch	Open Porch
Porch Area	388 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	815830
Street Address	403 GRACE RD
City	TROY
State	AL
Zip	36081-6218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #11 ACCORDING TO THE PLAT OF GRACE ROAD S/D PHASE I IN PB2013 PG2 SEC23 T10N R21E
Legal Subdivision	GRACE ROAD S D PHASE I
Legal Phase	1
Legal Lot Number	11
Jurisdiction	PIKE AL
Township / Civil Division	TROY
Census Block Group	4
Census Block	4004
Census Tract	188900

Owner

Source: Pike County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	403 GRACE RD, TROY, AL 36081-6218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2018	Deed of Trust, Mortgage · FHA Mortgage RENASANT BANK
Aug 15, 2018	Warranty Deed, Subdivision Related Transfer
Mar 14, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2018 · Amount on Record
Deed Sale	Aug 15, 2018 · Amount on Record
Prior Sale	Mar 14, 2018 · Amount on Record
Deed Document Number	20182085
Deed Book / Page	2018 / 2085
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	403 GRACE RD, TROY, AL 36081-6218
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02018/5039
Date	Aug 15, 2018
Book Page	2018/5039
Instrument	20185039

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE AL
Recording Date	Aug 15, 2018
Property Address	403 GRACE RD, TROY, AL 36081-6218
Document Number	02018/2085
Book / Page	2018 / 2085
Instrument Date	Aug 14, 2018
Instrument	20182085
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Tax	$3.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 GRACE RD, TROY, AL 36081-6218

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	PIKE AL
Recording Date	Mar 14, 2018
Property Address	403 GRACE RD, TROY, AL 36081-6218
Document Number	002018/627
Book / Page	2018 / 627
Instrument Date	Mar 9, 2018
Instrument	20180627
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7332 N US HIGHWAY 29, 7332, TROY, AL 36081-2855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 LAKE LN, HEADLAND, AL 36345-8435

Tax Assessment & Valuation

Source: Pike County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Pike County
Municipality	Troy City
Unified School District	Troy City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$788.00 (-0.25%) Homeowner's exemption	$22,740 (-0.18%) Land $1,400 Building $21,340	$227,320 (-0.25%) Land $14,000 Building $213,320
2024	$790.00 (+19.7%) Homeowner's exemption	$22,780 (+18.28%) Land $1,400 Building $21,380	$227,880 (+18.28%) Land $14,000 Building $213,880
2023	$660.00 (+1.23%) Homeowner's exemption	$19,260 (+1.16%)	$192,660 (+1.19%) Land $14,000 Building $178,660
2022	$652.00 Homeowner's exemption	$19,040	$190,400 Land $14,000 Building $176,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIKE COUNTY WATER AUTHORITY serves 12,021 people · EPA ID AL0001120
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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