423 Garden Cir, Eagle Point, OR 97524 Property Records

Jackson County property record for 423 Garden Cir, Eagle Point, OR 97524

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,556 sqft · built 1991
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Nov 2022)
Tax Bill	$2,995 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Apr 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`351W34DA2000`

Property Details

APN / Parcel Number

Primary APN	`351W34DA2000`
Alternative APNs	`351W34DA02000` `10632112`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,556 sqft Living Area
Gross Area	1,992 sqft
1st Floor Area	1,556 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Concrete
Roof Material	Other
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Wood Porch
Porch Area	128 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	423 GARDEN CIR
City	EAGLE POINT
State	OR
Zip	97524-9761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Range	01W
Legal Township	35S
Legal Section	34
Legal Quarter	4
Legal Subdivision	BUTTE CREST UNIT #3
Legal Block	2
Legal Lot Number	12
Jurisdiction	JACKSON OR
Township / Civil Division	EAGLE POINT
Census Block Group	2
Census Block	2014
Census Tract	1401

Owner

Source: Jackson County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	423 GARDEN CIR, EAGLE POINT, OR 97524-9761
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Apr 1, 2017	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 21, 2022 · Amount on Record
Deed Sale	Nov 21, 2022 · Amount on Record
Prior Sale	May 12, 2004 · Amount on Record
Deed Document Number	202233556
Prior Transfer Date	Mar 11, 2002
Prior Transfer Doc	0000013793
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Nov 21, 2022
Property Address	423 GARDEN CIR, EAGLE POINT, OR 97524-9761
Document Number	0000033556
Map Reference	VOL 13 PG 50
Instrument Date	Oct 18, 2022
Instrument	2022-033556
Transaction Type	Transfer
Record Updated	Nov 28, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	423 GARDEN CIR, EAGLE POINT, OR 97524-9761

Mortgage

Document Number	0000033557
Date	Nov 21, 2022
Instrument	2022-033557

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON OR
Property Address	423 GARDEN CIR, EAGLE POINT, OR 97524-9761
Document Number	0000010983
Instrument Date	Apr 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 GARDEN CIR EAGLE POINT OR 975249761, EAGLE POINT, OR 97524-9761

Mortgage

Document Number	0000010983
Date	Apr 3, 2017
Instrument	10983

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Apr 2, 2039

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Eagle Point City
Unified School District	Eagle Point School District 9 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,140 (+3%)	$347,130 (-6.7%) Land $133,120 Building $214,010
2025	$2,995.00 (+2.43%)	$213,730 (+3%) Land $86,310 Building $127,420	$372,050 (+5.26%) Land $132,000 Building $240,050
2024	$2,924.00 (+3.5%)	$207,510 (+3%) Land $83,800 Building $123,710	$353,470 (+7.44%) Land $131,000 Building $222,470
2023	$2,825.00 (+2.8%)	$201,470 (+3%) Land $81,360 Building $120,110	$328,990 (+0.34%) Land $146,080 Building $182,910
2022	$2,748.00	$195,610 Land $78,990 Building $116,620	$327,870 Land $150,310 Building $177,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE POINT serves 9,554 people · EPA ID OR4100267
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Project A Fixed Wireless	200 / 25
Whittrio Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Hunter Communications & Technologies, Verizon.

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