410 Garden Cir, Eagle Point, OR 97524 Property Records

Jackson County property record for 410 Garden Cir, Eagle Point, OR 97524

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,628 sqft · built 1991
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Dec 2020)
Tax Bill	$3,255 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`351W34DA1400`

Property Details

APN / Parcel Number

Primary APN	`351W34DA1400`
Alternative APNs	`351W34DA01400` `10632056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,628 sqft Living Area
Gross Area	2,068 sqft
1st Floor Area	1,628 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Concrete
Roof Material	Other
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Wood Porch
Porch Area	132 sqft
Deck Area	88 sqft
Patio Area	88 sqft
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	410 GARDEN CIR
City	EAGLE POINT
State	OR
Zip	97524-9761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Range	01W
Legal Township	35S
Legal Section	34
Legal Quarter	4
Legal Subdivision	BUTTE CREST UNIT #3 SUBDIVISION
Legal Block	2
Legal Lot Number	18
Jurisdiction	JACKSON OR
Township / Civil Division	EAGLE POINT
Census Block Group	2
Census Block	2014
Census Tract	1401

Owner

410 Garden Cir is owned and occupied by an individual who acquired it in January 2022.

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	410 GARDEN CIR, EAGLE POINT, OR 97524-9761
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · FHA Mortgage UMPQUA BANK
Jan 4, 2022	Intrafamily Transfer, Transfer
Dec 11, 2020	Warranty Deed, Transfer · FHA Mortgage UMPQUA BANK
Feb 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage FOOD INDS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2020 · Amount on File
Deed Sale	Dec 11, 2020 · Amount on File
Prior Sale	Apr 21, 1999 · Amount on File
Deed Document Number	202047307
Last Transfer Date	Jan 3, 2022
Transfer Doc	0000000308
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	410 GARDEN CIR, EAGLE POINT, OR 97524-9761
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 GARDEN CIR, EAGLE POINT, OR 97524-9761

Mortgage

Document Number	0000024665
Date	Nov 30, 2023
Instrument	2023-024665

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Jan 1, 2051

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OR
Recording Date	Jan 4, 2022
Property Address	410 GARDEN CIR, EAGLE POINT, OR 97524-9761
Document Number	0000000308
Instrument Date	Jan 3, 2022
Instrument	2022-000308
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	410 GARDEN CIR, EAGLE POINT, OR 97524-9761

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Dec 11, 2020
Property Address	410 GARDEN CIR, EAGLE POINT, OR 97524-9761
Document Number	0000047307
Instrument Date	Dec 10, 2020
Instrument	2020-047307
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	410 GARDEN CIR, EAGLE POINT, OR 97524-9761

Mortgage

Document Number	0000047308
Date	Dec 11, 2020
Instrument	2020-047308

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	410 GARDEN CIR, EAGLE POINT, OR 97524-9761
Document Number	0000006569
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Mar 6, 2017
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	410 GARDEN CIR EAGLE POINT OR 975249761, EAGLE POINT, OR 97524-9761

Mortgage

Document Number	0000006569
Date	Feb 27, 2017
Instrument	6569

Lender

Name	FOOD INDS CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 26, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 410 Garden Cir was $3,255, up 2.4% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Eagle Point City
Unified School District	Eagle Point School District 9 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,250 (+3%)	$423,390 (+6.1%) Land $133,120 Building $290,270
2025	$3,255.00 (+2.42%)	$232,290 (+3%) Land $57,420 Building $174,870	$399,040 (-4.75%) Land $132,000 Building $267,040
2024	$3,178.00 (+3.52%)	$225,530 (+3%) Land $55,760 Building $169,770	$418,950 (+5.81%) Land $131,000 Building $287,950
2023	$3,070.00 (+2.78%)	$218,970 (+3%) Land $54,130 Building $164,840	$395,930 (+3.76%) Land $146,080 Building $249,850
2022	$2,987.00	$212,600 Land $52,550 Building $160,050	$381,590 Land $150,310 Building $231,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 410 Garden Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 410 Garden Cir is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE POINT serves 9,554 people · EPA ID OR4100267
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Hunter Communications, Verizon.

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