423 Elm St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 423 Elm St, Windsor Locks, CT 06096

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,352 sqft · built 1953
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,000 (Jan 2019)
Tax Bill	$5,234 (2024)
Deeds & Mortgages	Jan 2019 Sale & Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINL M:33 B:74 L:16`

Property Details

APN / Parcel Number

Primary APN	`WINL M:33 B:74 L:16`
Alternative APNs	`00160700` `160700`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	160700
Street Address	423 ELM ST
City	WINDSOR LOCKS
State	CT
Zip	06096-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Subdivision	FERNRIDGE
Legal Block	74
Legal Lot Number	16
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	3
Census Block	3000
Census Tract	476300

Owner

Source: Windsor Locks Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	423 ELM ST, WINDSOR LOCKS, CT 06096-1604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Jul 9, 2018	Warranty Deed, Transfer · Conventional with PMI JOHN E PRENOSIL
Sep 1, 2017	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2019 · Amount on Record
Deed Sale	Jan 22, 2019 · Amount on Record
Prior Sale	Jul 9, 2018 · Amount on Record
Deed Document Number	2019814800002
Deed Book / Page	482 / 69
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Jan 22, 2019
Property Address	423 ELM ST, WINDSOR LOCKS, CT 06096-1604
Document Number	482-69
Book / Page	000482 / 000069
Instrument Date	Jan 18, 2019
Instrument	814800002
Transaction Type	Transfer
Record Updated	Feb 13, 2019

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$219.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 ELM ST WINDSOR LOCKS CT 060961604, WINDSOR LOCKS, CT 06096-1604

Mortgage

Document Number	482-71
Date	Jan 22, 2019
Book Page	000482/000071
Instrument	814810012

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Jul 9, 2018
Property Address	423 ELM ST, WINDSOR LOCKS, CT 06096-1604
Document Number	477-197
Book / Page	000477 / 000197
Instrument Date	May 31, 2018
Instrument	796440003
Transaction Type	Transfer
Record Updated	Jul 31, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.73
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 MULBERRY ST WINDSOR LOCKS CT 060961629, WINDSOR LOCKS, CT 06096-1629

Mortgage

Document Number	477-200
Date	Jul 9, 2018
Book Page	000477/000200
Instrument	796450006

Lender

Name	JOHN E PRENOSIL

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

September 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Sep 1, 2017
Property Address	423 ELM ST, WINDSOR LOCKS, CT 06096-1604
Document Number	469-476
Book / Page	000469 / 000476
Instrument Date	Aug 30, 2017
Instrument	67468
Transaction Type	Foreclosure
Record Updated	Sep 19, 2017

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	423 ELM ST WINDSOR LOCKS CT 060961604, WINDSOR LOCKS, CT 06096-1604
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$218,190 (+71.83%) Land $55,090 Building $163,100	$152,733 Land $38,563 Building $114,170
2024	$5,234.00 (+46.49%)	$126,980 (-) Land $45,010 Building $81,970
2023	$3,573.00 (+8.93%)	$126,980 (-) Land $45,010 Building $81,970
2022	$3,280.00	$126,980 Land $45,010 Building $81,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

423 Elm St, Windsor Locks, CT 06096 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2017: Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Elm St

Nearby Streets

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