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420 Elm St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 420 Elm St, Windsor Locks, CT 06096

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,840 sqft · built 1988
Lot Size1.16 acres (50,530 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Jul 2019)
Tax Bill$7,767 (2024)
Deeds & MortgagesDec 2023 Refinance
Jul 2019 Sale
Flood ZoneZone X (minimal risk)
APNWINL M:33 B:64 L:13

Property Details

APN / Parcel Number

Primary APNWINL M:33 B:64 L:13
Alternative APNs
  • 00160500
  • 160500

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,840 sqft Living Area
1st Floor Area1,984 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area50,530 sqft (1.16 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number160500
Street Address420 ELM ST
CityWINDSOR LOCKS
StateCT
Zip06096-1619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESA
Legal Block64
Legal Lot Number13
JurisdictionWINDSOR LOCKS CT
Township / Civil DivisionWINDSOR LOCKS
Census Block Group1
Census Block1009
Census Tract476200

Owner

420 Elm St is owned and occupied by an individual who bought it in July 2019.

Source: Windsor Locks Town records, as of June 25, 2026

Owner of RecordIndividual Name on File
Mailing Address420 ELM ST, WINDSOR LOCKS, CT 06096-1619
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
KEY BANK NA
Jul 29, 2019Warranty Deed, Transfer
UNKNOWN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2019 · Amount on File
Deed SaleJul 29, 2019 · Amount on File
Prior SaleSep 27, 2011 · Amount on File
Deed Document Number2019835910002
Deed Book / Page487 / 227
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINDSOR LOCKS CT
Property Address420 ELM ST, WINDSOR LOCKS, CT 06096-1619
Transaction TypeMortgage
Record UpdatedJan 4, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000532-403
DateDec 21, 2023
Book Page532/403
Instrument1692020009
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJan 1, 2054

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINDSOR LOCKS CT
Recording DateJul 29, 2019
Property Address420 ELM ST, WINDSOR LOCKS, CT 06096-1619
Document Number487-227
Book / Page000487 / 000227
Instrument DateJul 29, 2019
Instrument835910002
Transaction TypeTransfer
Record UpdatedAug 20, 2019
Title CompanyUNKNOWN

Transaction

AmountAmount on Record
Tax$175.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 ELM ST WINDSOR LOCKS CT 060961619, WINDSOR LOCKS, CT 06096-1619

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWindsor Locks Town
Unified School DistrictWindsor Locks School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$323,750 (+90.41%) Land $67,060 Building $256,690$226,625 Land $46,942 Building $179,683
2024$7,767.00 (+62.32%)$170,030 (-) Land $58,170 Building $111,860
2023$4,785.00 (+8.95%)$170,030 (-) Land $58,170 Building $111,860
2022$4,392.00$170,030 Land $58,170 Building $111,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - NORTHERN REG-WESTERN SYSTEM
private · serves 101,313 people · EPA ID CT0473011
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
GoNetspeed
Fiber		2,000 / 2,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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