423 Elm St, Kalamazoo, MI 49007 Property Records

Kalamazoo County property record for 423 Elm St, Kalamazoo, MI 49007

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,948 sqft · built 1875
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$188,000 (Aug 2018)
Tax Bill	$6,669 (2025)
Deeds & Mortgages	Jul 2020 Transfer Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-16-409-011`

Property Details

APN / Parcel Number

Primary APN	`06-16-409-011`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,948 sqft Living Area
1st Floor Area	1,552 sqft
Basement Area	1,396 sqft
Unfinished Basement	1,396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	55 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	423 ELM ST
City	KALAMAZOO
State	MI
Zip	49007-3295
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD19
Legal Description	46234 TRASKS ADDITION LOT 11.
Legal Subdivision	TRASKS ADD
Legal Lot Number	11
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	3
Census Block	3006
Census Tract	500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Stuart Area Historic District listed 1983 · 324 contributing resources · NRIS 83000874

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2315 TREEHAVEN DR, KALAMAZOO, MI 49008-1642
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Quit Claim Deed, Transfer Quitclaim
Jul 22, 2020	Quit Claim Deed, Transfer · Conventional Mortgage HORIZON BANK
Jan 9, 2019	Quit Claim Deed, Transfer Quitclaim
Aug 23, 2018	Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2018 · Amount on Record
Deed Sale	Aug 23, 2018 · Amount on Record
Prior Sale	Apr 24, 2003 · Amount on Record
Deed Document Number	201826731
Last Transfer Date	Jul 15, 2020
Transfer Doc	2020023437
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jul 22, 2020
Property Address	423 ELM ST, KALAMAZOO, MI 49007-3295
Document Number	2020023439
Map Reference	LB 2 PG 26
Instrument Date	Jul 15, 2020
Instrument	2020-023439
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2315 TREEHAVEN DR, 2315, KALAMAZOO, MI 49008-1642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 TREEHAVEN DR, KALAMAZOO, MI 49008-1642

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jul 22, 2020
Property Address	423 ELM ST, KALAMAZOO, MI 49007-3295
Document Number	2020023437
Map Reference	LB 2 PG 26
Instrument Date	Jul 15, 2020
Instrument	2020-023437
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2315 TREEHAVEN DR, 2315, KALAMAZOO, MI 49008-1642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 TREEHAVEN DR, KALAMAZOO, MI 49008-1642

Mortgage

Document Number	2020023438
Date	Jul 22, 2020
Instrument	2020-023438

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jan 9, 2019
Property Address	423 ELM ST, KALAMAZOO, MI 49007-3295
Document Number	2019000586
Map Reference	LB 2 PG 26
Instrument Date	Dec 17, 2018
Instrument	2019-000586
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2315 TREEHAVEN DR, 2315, KALAMAZOO, MI 49008-1642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 TREEHAVEN DR, KALAMAZOO, MI 49008-1642

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Aug 23, 2018
Property Address	423 ELM ST, KALAMAZOO, MI 49007-3295
Document Number	2018026731
Map Reference	LB2 PG26
Instrument Date	Aug 3, 2018
Instrument	2018-026731
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	DEVON TITLE COMPANY, DEVON TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,615.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3308 PINE BLUFF LN, 3308, KALAMAZOO, MI 49008-2585

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 TREEHAVEN DR, KALAMAZOO, MI 49008-1642

Mortgage

Document Number	2018026732
Date	Aug 23, 2018
Instrument	2018-026732

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Kalamazoo City
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,800 (+11.13%)	$257,600 (+11.13%)
2025	$6,669.00 (+28.15%)
2023		$115,900	$231,800
2019	$5,204.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2001–2022)
Most Recent Claim	Jun 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO serves 192,992 people · EPA ID MI0003520
Water Source	Groundwater
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet.

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