412 Elm St, Kalamazoo, MI 49007 Property Records

Kalamazoo County property record for 412 Elm St, Kalamazoo, MI 49007

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,329 sqft · built 1910
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$174,000 (Jun 2022)
Tax Bill	$4,453 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-16-430-062`

Property Details

APN / Parcel Number

Primary APN	`06-16-430-062`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,329 sqft Living Area
1st Floor Area	685 sqft
Basement Area	630 sqft
Unfinished Basement	630 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	3,920 sqft (0.09 acres)
Lot Width	33 ft Width

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	412 ELM ST
City	KALAMAZOO
State	MI
Zip	49007-3232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD19
Legal Description	34256 REVISED PLAT OF PROUTYS ADDITION, LIBER 3 OF PLATS PAGE 10; THE SOUTH 2 RODS OF THE NORTH 3 RODS OF LOT 50. THE SOUTH 2
Legal Subdivision	PROUTYS ADDITION
Legal Lot Number	50-51
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	3
Census Block	3005
Census Tract	500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Stuart Area Historic District listed 1983 · 324 contributing resources · NRIS 83000874

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 ELM ST, KALAMAZOO, MI 49007-3232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jun 22, 2022	Warranty Deed, Transfer TITLE RESOURCE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2022 · Amount on Record
Deed Sale	Jun 22, 2022 · Amount on Record
Prior Sale	Apr 17, 2014 · Amount on Record
Deed Document Number	202220855
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	412 ELM ST, KALAMAZOO, MI 49007-3232
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 CANDLEWYCK DR 503, 503, KALAMAZOO, MI 49001-5493

Mortgage

Document Number	2022019510
Date	Jun 10, 2022
Instrument	2022-019510

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 22, 2022
Property Address	412 ELM ST, KALAMAZOO, MI 49007-3232
Document Number	2022020855
Map Reference	LB 3 PG 10
Instrument Date	Jun 8, 2022
Instrument	2022-020855
Transaction Type	Transfer
Record Updated	Jul 6, 2022
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 ELM ST, 412, KALAMAZOO, MI 49007-3232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 CANDLEWYCK DR APT 503, 503, KALAMAZOO, MI 49001-5493

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Kalamazoo City
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,500 (+10.35%)	$177,000 (+10.35%)
2025	$4,453.00 (+114.91%) Homeowner's exemption
2023		$80,200	$160,400
2019	$2,072.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2001–2022)
Most Recent Claim	Jun 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO serves 192,992 people · EPA ID MI0003520
Water Source	Groundwater
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet.

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