Mercer County property record for 423 E Vine St, Coldwater, OH 45828
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,522 sqft · built 1951 |
| Lot Size | 0.163 acres (7,128 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $26,000 (Jul 1991) |
| Tax Bill | $1,249 (2025) |
| Deeds & Mortgages | Jun 2009 Mortgage Nov 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-090500.0000 |
| Primary APN | 05-090500.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,522 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Lot Area | 7,128 sqft (0.163 acres) |
| Lot Dimensions | 132 ft deep x 54 ft wide |
| Garage Type | Attached |
| Garage Area | 471 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 423 E VINE ST |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW ADD LOT#: 521 |
| Legal Subdivision | FAIRVIEW ADD |
| Legal Lot Number | 521 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 967700 |
Source: Mercer County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 423 E VINE ST, COLDWATER, OH 45828-1357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2009 | Deed of Trust, Mortgage THE ST HENRY BANK |
| Nov 17, 2022 | Transfer on Death Deed, Transfer |
| Sep 15, 2020 | Certificate of Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 1991 · Amount on Record |
| Deed Sale | Jul 3, 1991 · Amount on Record |
| Last Transfer Date | Nov 17, 2022 |
| Transfer Doc | 0000005483 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 423 E VINE ST, COLDWATER, OH 45828-1357 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 200900004786 |
|---|---|
| Date | Jun 26, 2009 |
| Instrument | 200900004786 |
| Name | THE ST HENRY BANK |
|---|---|
| Address | SAINT HENRY, OH 45883 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jun 12, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 12, 2012 |
| Max Rate | 11.7% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Nov 17, 2022 |
| Property Address | 423 E VINE ST, COLDWATER, OH 45828-1357 |
| Document Number | 202200005483 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 202200005483 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 423 E VINE ST, COLDWATER, OH 45828-1357 |
| Name | Verified Name |
|---|---|
| Address | 423 E VINE ST, COLDWATER, OH 45828-1357 |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Sep 15, 2020 |
| Property Address | 423 E VINE ST, COLDWATER, OH 45828-1357 |
| Document Number | 202000005817 |
| Instrument Date | Feb 17, 2020 |
| Instrument | 202000005817 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 E VINE ST, COLDWATER, OH 45828-1357 |
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,249.00 (-0.64%) | $47,670 (-) Land $6,230 Building $41,440 | |
| 2023 | $1,257.00 (+4.92%) | $47,670 (+46.09%) Land $6,230 Building $41,440 | $136,200 (+46.14%) Land $17,800 Building $118,400 |
| 2022 | $1,198.00 | $32,630 Land $4,660 Building $27,970 | |
| 2020 | $93,200 Land $13,300 Building $79,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless | 2,000 / 2,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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