Montgomery County property record for 423 E Spring Valley Pike, Dayton, OH 45458
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,392 sqft · built 1958 |
| Lot Size | 0.456 acres (19,889 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $209,000 (Feb 2023) |
| Tax Bill | $5,929 (2024) |
| Deeds & Mortgages | Dec 2023 Line of Credit Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | O68 00128 0003 |
| Primary APN | O68 00128 0003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 19,889 sqft (0.456 acres) |
| Lot Dimensions | 153 ft deep x 130 ft wide |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 42 sqft |
| Patio Area | 252 sqft |
| Canopy | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 423 E SPRING VALLEY PIKE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45458-2658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11 POFF WOOD MEADOWS 2 |
| Legal Subdivision | POFF WOOD MEADOWS 2 |
| Legal Lot Number | 3 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 40302 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 423 E SPRING VALLEY PIKE, DAYTON, OH 45458-2658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2023 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Feb 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2023 · Amount on Record |
| Deed Sale | Feb 3, 2023 · Amount on Record |
| Prior Sale | Oct 3, 2011 |
| Deed Document Number | 202300006109 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 423 E SPRING VALLEY PIKE, DAYTON, OH 45458-2658 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 423 E SPRING VALLEY PIKE, DAYTON, OH 45458-2658 |
| Document Number | 0000063498 |
|---|---|
| Date | Dec 14, 2023 |
| Instrument | 202300063498 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Feb 3, 2023 |
| Property Address | 423 E SPRING VALLEY PIKE, DAYTON, OH 45458-2658 |
| Document Number | 0000006109 |
| Map Reference | MB RR PG 22 |
| Instrument Date | Jan 13, 2023 |
| Instrument | 202300006109 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 423 E SPRING VALLEY PIKE, DAYTON, OH 45458-2658 |
| Document Number | 0000006110 |
|---|---|
| Date | Feb 3, 2023 |
| Instrument | 202300006110 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2053 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Municipality | Centerville City |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $79,450 (-) Land $17,230 Building $62,220 | ||
| 2024 | $5,929.00 (+5.76%) | ||
| 2023 | $5,606.00 (+7.11%) | $79,450 (+36.91%) Land $17,230 Building $62,220 | $227,000 (+36.91%) Land $49,230 Building $177,770 |
| 2022 | $5,234.00 | $58,030 Land $12,580 Building $45,450 | |
| 2020 | $165,800 Land $35,940 Building $129,860 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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