401 E Spring Valley Pike, Dayton, OH 45458 Property Records

Montgomery County property record for 401 E Spring Valley Pike, Dayton, OH 45458

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,599 sqft · built 1959
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Mar 2021)
Tax Bill$5,618 (2024)
Deeds & MortgagesMar 2021 Sale & Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNO68 00128 0004

Property Details

APN / Parcel Number

Primary APNO68 00128 0004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,599 sqft Living Area
1st Floor Area1,549 sqft
Basement Area600 sqft
Finished Basement600 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Architectural StyleSplit Level
Exterior MaterialCombination
Construction TypeFrame
Lot Area16,553 sqft
Lot Dimensions141 ft deep x 118 ft wide
Garage TypeBasement
Garage Area600 sqft
Parking Spaces2 Parking Spaces
Deck Area312 sqft
Patio Area286 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address401 E SPRING VALLEY PIKE
CityDAYTON
StateOH
Zip45458-2658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description10 POFF WOOD MEADOW 2
Legal SubdivisionPOFF WOOD MDWS SEC 02
Legal Lot Number4
JurisdictionMONTGOMERY OH
Township / Civil DivisionWASHINGTON
Census Block Group3
Census Block3018
Census Tract40302

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address401 E SPRING VALLEY PIKE, DAYTON, OH 45458-2658
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2021Survivorship Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 24, 2019Warranty Deed, Transfer
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2021 · Amount on Record
Deed SaleMar 9, 2021 · Amount on Record
Prior SaleSep 24, 2019 · Amount on Record
Deed Document Number2021-00019369
Record UpdatedJun 8, 2026

March 2021: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionMONTGOMERY OH
Recording DateMar 9, 2021
Property Address401 E SPRING VALLEY PIKE, DAYTON, OH 45458-2658
Document Number0000019369
Map ReferenceMB RR PG 22
Instrument DateFeb 9, 2021
Instrument2021-00019369
Transaction TypeTransfer
Record UpdatedJul 12, 2021
Title CompanySTERLING LAND TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address401 E SPRING VALLEY PIKE, CENTERVILLE, OH 45458-2658

Mortgage

Document Number0000019370
DateMar 9, 2021
Instrument2021-00019370
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateSep 24, 2019
Property Address401 E SPRING VALLEY PIKE, DAYTON, OH 45458-2658
Document Number0000052239
Instrument DateJun 6, 2019
Instrument52239
Transaction TypeTransfer
Record UpdatedOct 11, 2019
Title CompanyTERRA TITLE COMPANY, TERRA TITLE CO.

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$585.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address401 E SPRING VALLEY PIKE CENTERVILLE OH 454582658, CENTERVILLE, OH 45458-2658

Mortgage

Document Number52240
DateSep 24, 2019
Instrument52240
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueSep 23, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
County SubdivisionWashington Township
MunicipalityCenterville City
Unified School DistrictCenterville City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$88,600 (-) Land $14,390 Building $74,210
2024$5,618.00 (+9.17%)
2023$5,146.00 (+8.59%)$88,600 (+36.92%) Land $14,390 Building $74,210$253,120 (+36.91%) Land $41,100 Building $212,020
2022$4,739.00$64,710 Land $10,500 Building $54,210
2020$184,880 Land $30,000 Building $154,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY WATER SERVICES 1 PWS
serves 150,207 people · EPA ID OH5701315
Water SourcePurchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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