423 E River St, Savannah, GA 31401 Property Records

Chatham County property record for 423 E River St, Savannah, GA 31401

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details14,100 sqft · built 1900
Lot Size0.162 acres (7,048 sqft)
OwnerCompany Name on File
Last Sale$3,850,000 (Jun 2006)
Tax Bill$69,899 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN2-0004-12-004

Property Details

APN / Parcel Number

Primary APN2-0004-12-004
Alternative APN
  • 308V647

Interior

Stories2 Stories
Building Area14,100 sqft Total Area
1st Floor Area7,050 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleCondo/Apartment
Exterior MaterialBrick/Stone
Lot Area7,048 sqft (0.162 acres)
Lot Dimensions50 ft deep x 141 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemPackage A/C

Location & Zoning

Street Address423 E RIVER ST
CitySAVANNAH
StateGA
Zip31401-1222
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeBB
Legal DescriptionEASTERN PT OF LOT 5 & THE WEST- ERN PT OF LOT 6 WHARF LOTS PRB
Legal SubdivisionSEA CABINS
Legal Lot Number5-6
JurisdictionCHATHAM GA
Township / Civil DivisionSAVANNAH
Census Block Group1
Census Block1004
Census Tract11700

Owner

Source: Chatham County records · APN 2-0004-12-004

Assessment roll updated September 15, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 10027, SAVANNAH, GA 31412-0227
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · Commercial Mortgage
WESTMOORE LENDING PARTNERS III
Jul 15, 2022Deed of Trust, Mortgage · Commercial Mortgage
WESTMOORE LENDING PARTNERS III

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 22, 2006 · Amount on Record
Deed SaleJun 22, 2006 · Amount on Record
Deed Book / Page308V / 647
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM GA
Property Address423 E RIVER ST, SAVANNAH, GA 31401-1222
Transaction TypeMortgage
Record UpdatedSep 05, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 E RIVER ST, SAVANNAH, GA 31401-1222

Mortgage

Document Number0026230305
DateNov 29, 2021
Book Page0000002623/0000000305
Lender
NameWESTMOORE LENDING PARTNERS III
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueJan 01, 2022

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM GA
Property Address423 E RIVER ST, SAVANNAH, GA 31401-1222
Transaction TypeMortgage
Record UpdatedSep 05, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 E RIVER ST, SAVANNAH, GA 31401-1222

Mortgage

Document Number0028600778
DateJul 15, 2022
Book Page0000002860/0000000778
Instrument033953390032
Lender
NameWESTMOORE LENDING PARTNERS III
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueJan 01, 2023

Tax Assessment & Valuation

Source: Chatham County records · Assessment roll updated September 15, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyChatham County
MunicipalitySavannah City
Unified School DistrictChatham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$69,899.00 (+49.84%)$1,613,720 (-) Land $338,400 Building $1,275,320$4,034,300 (-) Land $846,000 Building $3,188,300
2024$46,648.00
2023$1,613,720 (+39.11%) Land $338,400 Building $1,275,320$4,034,300 (+39.11%) Land $846,000 Building $3,188,300
2022$1,160,000 Land $338,400 Building $821,600$2,900,000 Land $846,000 Building $2,054,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 49 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies90 units insured
incl. 41 condo units
Nearby Flood Claims2 (2016–2019)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2019 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 99.2% of Georgia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Savannah Historic District
listed 1966 · 1,100 contributing resources · National Historic Landmark (designated 1966) · NRIS 66000277

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Delta Communications
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: Seimitsu, T-Mobile USA.

Based on FCC filings for 238 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSAVANNAH-MAIN
serves 168,958 people
Water SourceGroundwater
Last State InspectionMay 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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