Chatham County property record for 411 E River St, Savannah, GA 31401
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 14,000 sqft · built 1900 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Company Name on File |
| Tax Bill | $69,402 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-0004-12-006 |
| Primary APN | 2-0004-12-006 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 14,000 sqft Total Area |
| 1st Floor Area | 7,000 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick/Stone |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 50 ft deep x 140 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|
| Street Address | 411 E RIVER ST |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31401-1222 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | BB |
| Legal Description | WHARF LT 4 + W PT LT 5 E OF LIN COLN ST |
| Legal Lot Number | 4-5 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | SAVANNAH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 11700 |
Source: Chatham County records · APN 2-0004-12-006
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 127 ABERCORN ST, 102, SAVANNAH, GA 31401-3767 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 06, 2021 | Deed of Trust, Mortgage · Commercial Mortgage COLONY BANK |
| Jul 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WORKMENS CIRCLE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 411 E RIVER ST, SAVANNAH, GA 31401-1222 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 411 E RIVER ST, SAVANNAH, GA 31401-1222 |
| Document Number | 0000002480/0000000633 |
|---|---|
| Date | Aug 06, 2021 |
| Book Page | 0000002480/0000000633 |
| Name | COLONY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jan 01, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 411 E RIVER ST, SAVANNAH, GA 31401-1222 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1406/511 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 1406/511 |
| Instrument | 31178740025 |
| Name | WORKMENS CIRCLE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 01, 2028 |
Source: Chatham County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Savannah City |
| Unified School District | Chatham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,702,400 (+6.25%) Land $336,000 Building $1,366,400 | $4,256,000 (+6.25%) Land $840,000 Building $3,416,000 | |
| 2025 | $69,402.00 (-18.6%) | $1,602,240 (-) Land $336,000 Building $1,266,240 | $4,005,600 (-) Land $840,000 Building $3,165,600 |
| 2023 | $1,602,240 (-) Land $336,000 Building $1,266,240 | $4,005,600 (-) Land $840,000 Building $3,165,600 | |
| 2022 | $85,258.00 | $1,602,240 Land $336,000 Building $1,266,240 | $4,005,600 Land $840,000 Building $3,165,600 |
Source: FEMA National Flood Hazard Layer as of October 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 49 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 90 units insured incl. 41 condo units |
| Nearby Flood Claims | 2 (2016–2019) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2019 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 99.2% of Georgia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Savannah Historic District listed 1966 · 1,100 contributing resources · National Historic Landmark (designated 1966) · NRIS 66000277 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta Communications Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Seimitsu, T-Mobile USA.
Based on FCC filings for 238 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAVANNAH-MAIN serves 168,958 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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