423 E Penny Ln, Clearfield, UT 84015 Property Records

Davis County property record for 423 E Penny Ln, Clearfield, UT 84015

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,692 sqft · built 2020
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Tax Bill	$2,191 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-027-0003`

Property Details

APN / Parcel Number

Primary APN	`15-027-0003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,692 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,307 sqft (0.03 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	423 E PENNY LN
City	CLEARFIELD
State	UT
Zip	84015-2732
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	ALL OF LOT 3, MASONIC TEMPLE SUBDIVISION AMENDED. CONT. 0.03000 ACRES
Legal Lot Number	3
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	3
Census Block	3018
Census Tract	125701

Owner

Source: Davis County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1955 SW BESRA DR, MOUNTAIN HOME, ID 83647-1037
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2020
Deed Sale	Oct 27, 2020
Deed Document Number	3308784
Deed Book / Page	7625 / 2961
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Oct 27, 2020
Property Address	423 E PENNY LN, CLEARFIELD, UT 84015-2732
Document Number	7625/2961
Book / Page	7625 / 2961
Map Reference	DOC 3208963
Instrument Date	Oct 26, 2020
Instrument	3308784
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	SUTHERLAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 EAST PENNY LANE, CLEARFIELD, UT 84015-2732

Mortgage

Document Number	3308795
Date	Oct 27, 2020
Instrument	3308795

Lender

Name	VERITAS FUNDING LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Davis County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Clearfield City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,191.00 (+3.06%)	$196,350 (-46.21%) Land $58,300 Building $138,050	$357,000 (-2.19%) Land $106,000 Building $251,000
2024	$2,126.00 (-3.5%)
2023	$2,203.00 (-2.95%)	$365,000 Land $72,000 Building $293,000	$365,000 Land $72,000 Building $293,000
2022	$2,270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARFIELD CITY WATER SYSTEM serves 33,540 people · EPA ID UTAH06002
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Oct 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Dec 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Beehive Broadband, CenturyLink, Connext Networks, SenaWave.