Davis County property record for 421 E Penny Ln, Clearfield, UT 84015
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,692 sqft · built 2020 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $361,228 (May 2026) |
| Tax Bill | $2,191 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Feb 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-027-0002 |
| Primary APN | 15-027-0002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,692 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,307 sqft (0.03 acres) |
| Garage Area | 516 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 421 E PENNY LN |
|---|---|
| City | CLEARFIELD |
| State | UT |
| Zip | 84015-2732 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | ALL OF LOT 2, MASONIC TEMPLE SUBDIVISION AMENDED. CONT. 0.03000 ACRES |
| Legal Subdivision | MASONIC TEMPLE SUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 125701 |
Source: Davis County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 421 E PENNY LN, CLEARFIELD, UT 84015-2732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| May 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Feb 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU |
| Sep 18, 2020 | Quit Claim Deed, Transfer COTTONWOOD TITLE |
| Sep 18, 2020 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on Record |
| Deed Sale | May 22, 2026 · Amount on Record |
| Prior Sale | Feb 21, 2023 · Amount on Record |
| Deed Document Number | 20263669207 |
| Deed Book / Page | 9002 / 902 |
| Prior Transfer Date | Sep 17, 2020 |
| Prior Transfer Doc | 0003294800 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | May 22, 2026 |
| Property Address | 421 E PENNY LN, CLEARFIELD, UT 84015-2732 |
| Document Number | 0003669207 |
| Book / Page | 9002 / 902 |
| Instrument Date | May 21, 2026 |
| Instrument | 20263669207 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 E PENNY LN, CLEARFIELD, UT 84015-2732 |
| Document Number | 0003669221, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 9002/1060 |
| Instrument | 20263669221 |
| Name | PLAZA HOME MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Feb 21, 2023 |
| Property Address | 421 E PENNY LN, CLEARFIELD, UT 84015-2732 |
| Document Number | 008197/638 |
| Book / Page | 8197 / 638 |
| Instrument Date | Feb 17, 2023 |
| Instrument | 3518273 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | NOT AVAILABLE, US TITLE COMPANY OF U |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 421 E PENNY LN # 2, 2, CLEARFIELD, UT 84015-2732 |
| Document Number | 0003518280 |
|---|---|
| Date | Feb 21, 2023 |
| Instrument | 3518280 |
| Name | MOUNTAIN AMERICA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Sep 18, 2020 |
| Property Address | 421 E PENNY LN, CLEARFIELD, UT 84015-2732 |
| Document Number | 0003294800 |
| Book / Page | 007598 / 003680 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 3294800 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2020 |
| Title Company | COTTONWOOD TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 421 E PENNY LN #2 CLEARFIELD UT 84015, 2, CLEARFIELD, UT 84015 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Sep 18, 2020 |
| Property Address | 421 E PENNY LN, CLEARFIELD, UT 84015-2732 |
| Document Number | 7598/3310 |
| Book / Page | 7598 / 3310 |
| Map Reference | MB 7402 PG 715 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 3294709 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Title Company | SUTHERLAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 EAST PENNY LANE, CLEARFIELD, UT 84015-2732 |
| Document Number | 3294799 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 3294799 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Davis County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Clearfield City |
| Unified School District | Davis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,191.00 (-1.75%) | $196,350 (-46.21%) Land $58,300 Building $138,050 | $357,000 (-2.19%) Land $106,000 Building $251,000 |
| 2024 | $2,230.00 (+1.23%) | ||
| 2023 | $2,203.00 (-2.95%) | $365,000 Land $72,000 Building $293,000 | $365,000 Land $72,000 Building $293,000 |
| 2022 | $2,270.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARFIELD CITY WATER SYSTEM serves 33,540 people · EPA ID UTAH06002 |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Dec 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Beehive Broadband, CenturyLink, Connext Networks, SenaWave.
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