423 E Monroe Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 423 E Monroe Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,266 sqft · built 1944
Lot Size	0.386 acres (16,832 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,842 (2024)
Deeds & Mortgages	Nov 2022 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24M-5-4-037-3`

Property Details

APN / Parcel Number

Primary APN	`24M-5-4-037-3`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,266 sqft Living Area
1st Floor Area	1,234 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Architectural Style	Bungalow
Exterior Material	Brick
Foundation Type	Raised
Lot Area	16,832 sqft (0.386 acres)
Lot Dimensions	198 ft deep x 85 ft wide
Terrain	Above Road/Slope
Patio Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	423 E MONROE AVE
City	SAINT LOUIS
State	MO
Zip	63122-6335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	EAST KIRKWOOD BLK PT 12-13 297 FEET NWOF WOODLAWN AVE
Legal Subdivision	EAST KIRKWOOD
Legal Block	12-13
Legal Lot Number	12
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1021
Census Tract	218600

Owner

Source: St. Louis County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	423 E MONROE AVE, SAINT LOUIS, MO 63122-6335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit ENTERPRISE BANK & TRUST
Dec 14, 2020	Deed of Trust, Mortgage MIDWEST BANKCENTRE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	423 E MONROE AVE, SAINT LOUIS, MO 63122-6335
Transaction Type	Mortgage
Record Updated	Jan 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 E MONROE AVE, KIRKWOOD, MO 63122-6335

Mortgage

Document Number	2022111400475
Date	Nov 14, 2022
Instrument	2022111400475

Lender

Name	ENTERPRISE BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63122

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	423 E MONROE AVE, SAINT LOUIS, MO 63122-6335
Document Number	0245482563
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	TRUE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	423 E MONROE AVE KIRKWOOD MO 631226335, KIRKWOOD, MO 63122-6335

Mortgage

Document Number	0245482563
Date	Dec 30, 2020
Book Page	024548/002563
Instrument	491

Lender

Name	MIDWEST BANKCENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,420 (+9.31%) Land $99,790 Building $19,630	$628,500 (+9.3%) Land $525,200 Building $103,300
2024	$6,842.00 (+1.6%)
2023	$6,734.00 (+10.63%)	$109,250 (+27.78%) Land $89,810 Building $19,440	$575,000 (+27.78%) Land $472,700 Building $102,300
2022	$6,087.00	$85,500 Land $79,480 Building $6,020
2021			$450,000 Land $418,300 Building $31,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1987)
Most Recent Claim	Jun 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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