415 E Monroe Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 415 E Monroe Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,920 sqft · built 2009
Lot Size	0.271 acres (11,848 sqft)
Owner	Owner Name on File
Last Sale	$750,000 (May 2014)
Tax Bill	$11,704 (2024)
Deeds & Mortgages	Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24M-5-4-100-0`

Property Details

APN / Parcel Number

Primary APN	`24M-5-4-100-0`
Alternative APN	`24M540351`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,920 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	784 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	11,848 sqft (0.271 acres)
Lot Dimensions	198 ft deep x 60 ft wide
Terrain	Above Road/Slope
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	24M540351
Street Address	415 E MONROE AVE
City	SAINT LOUIS
State	MO
Zip	63122-6335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	EAST KIRKWOOD LOT PT 12 CONSOLIDATION (AKA 415 EAST MONROE AVE)
Legal Subdivision	EAST KIRKWOOD LOT PT 12 CONSOLIDATION
Legal Lot Number	A
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1021
Census Tract	218600

Owner

Source: St. Louis County assessment roll, APN 24M-5-4-100-0, as of May 31, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	415 E MONROE AVE, SAINT LOUIS, MO 63122-6335
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 21, 2014 · Amount on Record
Deed Sale	May 21, 2014 · Amount on Record
Prior Sale	Mar 17, 2010 · Amount on Record
Deed Document Number	2014052100680
Deed Book / Page	21016 / 2589
Record Updated	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	415 E MONROE AVE, SAINT LOUIS, MO 63122-6335
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 E MONROE AVE, KIRKWOOD, MO 63122-6335

Mortgage

Document Number	2023032700293
Date	Mar 27, 2023
Instrument	2023032700293

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Louis County assessment roll as of May 31, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$216,030 (+15.41%) Land $94,410 Building $121,620	$1,137,000 (+15.41%) Land $496,900 Building $640,100
2024	$11,704.00 (+1.61%)
2023	$11,519.00 (-15.87%)	$187,190 (-2.66%) Land $84,970 Building $102,220	$985,200 (-2.66%) Land $447,200 Building $538,000
2022	$13,692.00	$192,300 Land $70,020 Building $122,280
2021			$1,012,100 Land $368,500 Building $643,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), as of August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892186001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1987)
Most Recent Claim	Jun 1987 · river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 382 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO6010430, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	KIRKWOOD PWS serves 28,000 people
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.