423 E Main St, Powderly, KY 42367 Property Records

Muhlenberg County property record for 423 E Main St, Powderly, KY 42367

Property Summary

Property Type	Single Family Home
Details	1,860 sqft · built 1996
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Dec 2009)
Tax Bill	$1,789 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`126-01-02-001.001`

Property Details

APN / Parcel Number

Primary APN	`126-01-02-001.001`
Alternative APN	`18568`

Interior

Stories	1 Story
Building Area	1,860 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Account Number	18568
Street Address	423 E MAIN ST
City	POWDERLY
State	KY
Zip	42367-5411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 ACRES & HOUSE
Legal Subdivision	HILDA CULBERTSON
Jurisdiction	MUHLENBERG KY
Township / Civil Division	GREENVILLE
Census Block Group	5
Census Block	5024
Census Tract	960400

Owner

Source: Muhlenberg County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	423 E MAIN ST, POWDERLY, KY 42367-5411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Aug 10, 2018	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Mar 15, 2021	Deed of Trust, Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2009 · Amount on Record
Deed Sale	Dec 4, 2009 · Amount on Record
Deed Document Number	2009172996
Deed Book / Page	545 / 654
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUHLENBERG KY
Recording Date	Apr 29, 2026
Property Address	423 E MAIN ST, POWDERLY, KY 42367-5411
Document Number	0000358293
Book / Page	768 / 437
Instrument Date	Apr 17, 2026
Instrument	2026358293
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 E MAIN ST, POWDERLY, KY 42367-5411

Mortgage

Document Number	0000358293,
Date	Apr 29, 2026
Book Page	768/437
Instrument	2026358293

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUHLENBERG KY
Property Address	423 E MAIN ST, POWDERLY, KY 42367-5411
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	ISGN FULFILLMENT SERVICES INC, ISGN FULFILLMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M702/1879
Date	Aug 10, 2018
Book Page	M702/1879
Instrument	281658

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	GREENVILLE, KY 42345

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUHLENBERG KY
Property Address	423 E MAIN ST, POWDERLY, KY 42367-5411
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 E MAIN ST, POWDERLY, KY 42367-5411

Mortgage

Document Number	0M724/1592
Date	Mar 15, 2021
Book Page	M724/1592
Instrument	295747

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	GREENVILLE, KY 42345

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Feb 3, 2036

Tax Assessment & Valuation

Source: Muhlenberg County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Muhlenberg County
Municipality	Powderly City
Unified School District	Muhlenberg County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,789.00 (-2.4%)	$188,500 (-)	$188,500 (-)
2023	$1,833.00	$188,500	$188,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG CO WATER DISTRICT serves 16,845 people · EPA ID KY0890302
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2022 Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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