413 E Main St, Powderly, KY 42367 Property Records

Muhlenberg County property record for 413 E Main St, Powderly, KY 42367

Property Summary

Property Type	Single Family Home
Details	1,382 sqft
Owner	Individual Name on Record
Last Sale	$20,000 (Mar 2018)
Tax Bill	$225 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`126-01-02-004.000`

Property Details

APN / Parcel Number

Primary APN	`126-01-02-004.000`
Alternative APN	`25498`

Interior

Stories	1 Story
Building Area	1,382 sqft Living Area

Exterior

Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	25498
Street Address	413 E MAIN ST
City	POWDERLY
State	KY
Zip	42367-5411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	MUHLENBERG KY
Township / Civil Division	GREENVILLE
Census Block Group	5
Census Block	5024
Census Tract	960400

Owner

Source: Muhlenberg County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	413 E MAIN ST, POWDERLY, KY 42367-5411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST KENTUCKY BANK INC
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST KENTUCKY BANK INC
Mar 12, 2018	Deed, Construction Loan · Construction Mortgage FIRST KENTUCKY BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2018 · Amount on Record
Deed Sale	Mar 12, 2018 · Amount on Record
Deed Document Number	279275
Deed Book / Page	D589 / 0029
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUHLENBERG KY
Property Address	413 E MAIN ST, POWDERLY, KY 42367-5411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M711/1256
Date	Nov 5, 2019
Book Page	M711/1256
Instrument	288257

Lender

Name	FIRST KENTUCKY BANK INC
Type	Bank
Address	GREENVILLE, KY 42345

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Oct 28, 2020

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUHLENBERG KY
Property Address	413 E MAIN ST, POWDERLY, KY 42367-5411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M722/323
Date	Dec 18, 2020
Book Page	M722/323
Instrument	294435

Lender

Name	FIRST KENTUCKY BANK INC
Type	Bank
Address	MAYFIELD, KY 42066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2030

Interest

Rate Type	Adjustable Rate
Rate	4.69%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.19%
Index	1-Year CMT
Margin	3
Max Rate	1.21%

March 2018: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MUHLENBERG KY
Recording Date	Mar 12, 2018
Property Address	413 E MAIN ST, POWDERLY, KY 42367-5411
Document Number	0D589/0029
Book / Page	D589 / 0029
Instrument Date	Feb 23, 2018
Instrument	279275
Transaction Type	Construction Loan
Record Updated	Jan 4, 2022

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 CROWDER ST, 308, POWDERLY, KY 42367-5428

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	413 E MAIN ST, POWDERLY, KY 42367-5411

Mortgage

Document Number	0000279276
Date	Mar 12, 2018
Instrument	279276

Lender

Name	FIRST KENTUCKY BANK INC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Feb 23, 2019

Tax Assessment & Valuation

Source: Muhlenberg County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Muhlenberg County
Municipality	Powderly City
Unified School District	Muhlenberg County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$225.00 (-2.17%)	$20,000 (-)	$20,000 (-)
2023	$230.00	$20,000	$20,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG CO WATER DISTRICT serves 16,845 people · EPA ID KY0890302
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2022 Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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