423 E Main St, Centralia, WA 98531 Property Records

Lewis County property record for 423 E Main St, Centralia, WA 98531 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,070 sqft · built 1920
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Nov 2022)
Tax Bill	$1,595 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Aug 2022 Line of Credit + 4 more
APN	`000917-000-000`

Property Details

APN / Parcel Number

Primary APN	`000917-000-000`
Alternative APNs	`2226896` `10852`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,070 sqft Living Area
1st Floor Area	1,070 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1963
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Hip
Roof Material	Metal
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	100 ft deep x 52 ft wide
Terrain	Low
Garage Type	Carport
Garage Area	624 sqft
Carport	Carport
Carport Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	157 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Gas

Location & Zoning

Account Number	2226896
Street Address	423 E MAIN ST
City	CENTRALIA
State	WA
Zip	98531-4453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 09 TOWNSHIP 14N RANGE 02W E 52 LOTS 5 & 6 BLK 8 AGNEWS ADD
Legal Range	02W
Legal Township	14N
Legal Section	09
Legal Subdivision	AGNEWS ADD
Legal Block	8
Legal Lot Number	5,6
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	3
Census Block	3026
Census Tract	970400

Owner

Source: Lewis County records · APN 000917-000-000

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	423 E MAIN ST, CENTRALIA, WA 98531-4453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Dec 01, 2020	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Jun 02, 2020	Intrafamily Transfer, Transfer · Commercial Mortgage ARIZONA INSTANT FUNDING LLC
Jun 02, 2020	Warranty Deed, Transfer · Commercial Mortgage ARIZONA INSTANT FUNDING LLC
Jun 26, 2019	Loan Modification, Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Prior Sale	Dec 01, 2020 · Amount on Record
Deed Document Number	20223586057
Prior Transfer Date	Jun 01, 2020
Prior Transfer Doc	0003524444
Record Updated	Jun 08, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Nov 10, 2022
Property Address	423 E MAIN ST, CENTRALIA, WA 98531-4453
Document Number	0003586057
Map Reference	VOL 2 PG 28
Instrument Date	Nov 07, 2022
Instrument	3586057
Transaction Type	Transfer
Record Updated	Nov 22, 2022
Title Company	LEWIS COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,125.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 E MAIN ST, CENTRALIA, WA 98531-4453

Mortgage

Document Number	0003586058
Date	Nov 10, 2022
Instrument	3586058

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Mortgage

Document Number	0003586059
Date	Nov 10, 2022
Instrument	3586059

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	423 E MAIN ST, CENTRALIA, WA 98531-4453
Transaction Type	Mortgage
Record Updated	Sep 08, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 E MAIN ST, CENTRALIA, WA 98531-4453

Mortgage

Document Number	0003581972
Date	Aug 17, 2022
Instrument	3581972

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 08, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Dec 01, 2020
Property Address	423 E MAIN ST, CENTRALIA, WA 98531-4453
Document Number	0003538150
Map Reference	VOL 2 PG 28
Instrument Date	Nov 25, 2020
Instrument	3538150
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	LEWIS COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,973.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 E MAIN ST, CENTRALIA, WA 98531-4453

Mortgage

Document Number	0003538151
Date	Dec 01, 2020
Instrument	3538151

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEWIS WA
Recording Date	Jun 02, 2020
Property Address	423 E MAIN ST, CENTRALIA, WA 98531-4453
Document Number	0003524444
Map Reference	VOL 2 PG 30
Instrument Date	Jun 01, 2020
Instrument	3524444
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27242 188TH AVE SE, KENT, WA 98042-5480

Mortgage

Document Number	0003524439
Date	Jun 02, 2020
Instrument	3524439

Lender

Name	ARIZONA INSTANT FUNDING LLC
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Jun 02, 2020
Property Address	423 E MAIN ST, CENTRALIA, WA 98531-4453
Document Number	0003524437
Map Reference	VOL 2 PG 30
Instrument Date	May 28, 2020
Instrument	3524437
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,765.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27242 188TH AVE SE, KENT, WA 98042-5480

Mortgage

Document Number	0003524438
Date	Jun 02, 2020
Instrument	3524438

Lender

Name	ARIZONA INSTANT FUNDING LLC
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LEWIS WA
Property Address	423 E MAIN ST, CENTRALIA, WA 98531-4453
Document Number	0003506729
Instrument Date	Jun 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 E MAIN ST CENTRALIA WA 985314453, CENTRALIA, WA 98531-4453

Mortgage

Document Number	0003506729
Date	Aug 05, 2019
Instrument	3506729

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 04, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Lewis County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Municipality	Centralia City
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$242,700 (-) Land $50,000 Building $192,700	$242,700 (-) Land $50,000 Building $192,700
2024	$1,595.00	$242,700 Land $50,000 Building $192,700	$242,700 Land $50,000 Building $192,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530419704003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1990–2015)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jan 2015, rainfall accumulation
Claims By Storm	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims Severe Storms & Flooding, Nov 1990 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 407 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Hawk Networks	Fixed Wireless (unlicensed)	200 / 70

May also be available at this address: T-Mobile USA, Palisade America's Investment. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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