320 E Main St, Centralia, WA 98531 Property Records

Lewis County property record for 320 E Main St, Centralia, WA 98531 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,360 sqft · built 1915
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jul 2023)
Tax Bill	$2,956 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2022 Document + 3 more
APN	`000142-000-000`

Property Details

APN / Parcel Number

Primary APN	`000142-000-000`
Alternative APNs	`2205123` `2226048` `2229246`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,360 sqft Living Area
Gross Area	2,086 sqft
1st Floor Area	1,360 sqft
Upper Floors Area	304 sqft
Basement Area	726 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	120 ft deep x 30 ft wide
Terrain	Low
Garage Type	Carport
Garage Area	266 sqft
Carport	Carport
Carport Area	266 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2229246
Street Address	320 E MAIN ST
City	CENTRALIA
State	WA
Zip	98531-4452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 08 TOWNSHIP 14N RANGE 02W E2 E2 LOTS 4 & 5 BLK 9 WASHINGTONS ADD
Legal Range	02W
Legal Township	14N
Legal Section	08
Legal Subdivision	WASHINGTONS ADD
Legal Block	9
Legal Lot Number	4,5
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	1
Census Block	1011
Census Tract	970700

Owner

Source: Lewis County records · APN 000142-000-000

Assessment roll updated May 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	320 E MAIN ST, CENTRALIA, WA 98531-4452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 30, 2022
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jan 04, 2018	Warranty Deed, Transfer · Conventional with PMI GUILD MTG
Jan 03, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 20, 2023 · Amount on Record
Deed Sale	Jul 20, 2023 · Amount on Record
Prior Sale	Jan 03, 2018 · Amount on Record
Deed Document Number	20233595945
Prior Transfer Date	Aug 05, 2022
Prior Transfer Doc	0003582596
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Jul 20, 2023
Property Address	320 E MAIN ST, CENTRALIA, WA 98531-4452
Document Number	0003595945
Instrument Date	Jul 17, 2023
Instrument	3595945
Transaction Type	Transfer
Record Updated	Aug 08, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,125.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E MAIN ST, CENTRALIA, WA 98531-4452

Mortgage

Document Number	0003595946
Date	Jul 20, 2023
Instrument	3595946

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

August 2022:

Jurisdiction	LEWIS WA
Recording Date	Aug 30, 2022
Property Address	320 E MAIN ST, CENTRALIA, WA 98531-4452
Document Number	0003582596
Instrument Date	Aug 05, 2022
Instrument	3582596
Record Updated	Sep 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 E MAIN ST, 320, CENTRALIA, WA 98531-4452

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E MAIN ST, CENTRALIA, WA 98531-4452

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	320 E MAIN ST, CENTRALIA, WA 98531-4452
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003522571
Date	Apr 28, 2020
Instrument	3522571

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2035

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Jan 04, 2018
Property Address	320 E MAIN ST, CENTRALIA, WA 98531-4452
Document Number	0003477571
Instrument Date	Dec 27, 2017
Instrument	3477571
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	LEWIS COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,384.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 E MAIN ST CENTRALIA WA 985314452, CENTRALIA, WA 98531-4452

Mortgage

Document Number	3477572
Date	Jan 04, 2018
Instrument	3477572

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 03, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Jan 03, 2018
Property Address	320 E MAIN ST, CENTRALIA, WA 98531-4452
Document Number	0003477571
Instrument Date	Dec 27, 2017
Instrument	3477571
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	LEWIS COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,384.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E MAIN ST, CENTRALIA, WA 98531-4452

Mortgage

Document Number	0003477572
Date	Jan 03, 2018
Instrument	3477572

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Lewis County records · Assessment roll updated May 16, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Municipality	Centralia City
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,956.00 (+38.07%)	$326,200 (-) Land $25,000 Building $301,200	$326,200 (-) Land $25,000 Building $301,200
2024	$2,141.00 (-23.59%)	$326,200 (-4.54%) Land $25,000 Building $301,200	$326,200 (-4.54%) Land $25,000 Building $301,200
2023	$2,802.00
2022		$341,700 Land $25,000 Building $316,700	$341,700 Land $25,000 Building $316,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530419707001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 32 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	95 (1986–2022)
Claims Outside the SFHA	9 of 95
Most Recent Claim	Jan 2022, rainfall accumulation, Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims By Storm	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 39 claims High Winds, Severe Storms And Flooding, Feb 1996 · 20 claims Severe Storms & Flooding, Nov 1990 · 16 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 407 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Hawk Networks	Fixed Wireless (unlicensed)	200 / 70

May also be available at this address: T-Mobile USA, Palisade America's Investment. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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