Iroquois County property record for 423 E Locust St, Watseka, IL 60970
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.261 acres (11,378 sqft) |
| Owner | 2 Individual Names on Record |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 19 33 357 005 |
| Primary APN | 19 33 357 005 |
|---|
| Lot Area | 11,378 sqft (0.261 acres) |
|---|
| Street Address | 423 E LOCUST ST |
|---|---|
| City | WATSEKA |
| State | IL |
| Zip | 60970-1755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STANLEY'S 2ND ADD LT 1 & E2 LT 2 BLK 9 |
| Legal Subdivision | STANLEY'S 2ND ADD |
| Legal Block | 9 |
| Legal Lot Number | 1,2 |
| Jurisdiction | IROQUOIS IL |
| Township / Civil Division | MIDDLEPORT |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 950400 |
Source: Iroquois County records, as of July 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 423 E LOCUST ST, WATSEKA, IL 60970-1755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Property Address | 423 E LOCUST ST, WATSEKA, IL 60970-1755 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00022R0932 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 22R0932 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Iroquois County assessment roll, as of July 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Iroquois County |
| County Subdivision | Middleport Township |
| Municipality | Watseka City |
| Unified School District | Iroquois County Community Unit School District 9 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,630 (+41.99%) Land $8,240 Building $17,390 | $76,890 (+41.99%) Land $24,720 Building $52,170 | |
| 2022 | Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $18,050 Land $5,800 Building $12,250 | $54,150 Land $17,400 Building $36,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 153 (1979–2018) |
| Claims Outside the SFHA | 10 of 153 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATSEKA serves 4,767 people · EPA ID IL0750900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Watch TV.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures