414 E Locust St, Watseka, IL 60970 Property Records

Iroquois County property record for 414 E Locust St, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.389 acres (16,954 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Oct 2023)
Tax Bill	$3,023 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`19 33 355 024`

Property Details

APN / Parcel Number

Primary APN	`19 33 355 024`

Exterior

Lot Area	16,954 sqft (0.389 acres)

Location & Zoning

Street Address	414 E LOCUST ST
City	WATSEKA
State	IL
Zip	60970-1756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONSERVATORS RE SD E 75' W 125' LT 2
Legal Subdivision	CONSERVATORS RE SD
Legal Lot Number	2
Jurisdiction	IROQUOIS IL
Township / Civil Division	MIDDLEPORT
Census Block Group	2
Census Block	2016
Census Tract	950400

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	414 E LOCUST ST, WATSEKA, IL 60970-1756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2023 · Amount on Record
Deed Sale	Oct 25, 2023 · Amount on Record
Deed Document Number	20233062
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Oct 25, 2023
Property Address	414 E LOCUST ST, WATSEKA, IL 60970-1756
Document Number	00023R3062
Map Reference	MB C PG 16
Instrument Date	Oct 25, 2023
Instrument	23R3062
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	561 E LINCOLN AVE, WATSEKA, IL 60970-1751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E LOCUST ST, WATSEKA, IL 60970-1756

Mortgage

Document Number	00023R3063
Date	Oct 25, 2023
Instrument	23R3063

Lender

Name	IROQUOIS FSLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate	7.5%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Middleport Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,023.00 (+69.93%)	$40,640 (+42.05%) Land $12,380 Building $28,260	$121,920 (+42.05%) Land $37,140 Building $84,780
2022	$1,779.00 Homeowner's exemption Senior Citizen's exemption	$28,610 Land $8,710 Building $19,900	$85,830 Land $26,130 Building $59,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	153 (1979–2018)
Claims Outside the SFHA	10 of 153
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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