402 E Center St, Girard, IL 62640 Property Records

Macoupin County property record for 402 E Center St, Girard, IL 62640

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.244 acres (10,650 sqft)
Owner	Individual Name on Record
Last Sale	$76,608 (Jan 2022)
Tax Bill	$281 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Oct 2018 Sale & Mortgage
APN	`04-33-109-004`

Property Details

APN / Parcel Number

Primary APN	`04-33-109-004`
Alternative APN	`07-001-089-00`

Exterior

Lot Area	10,650 sqft (0.244 acres)
Lot Dimensions	150 ft deep x 71 ft wide

Location & Zoning

Street Address	402 E CENTER ST
City	GIRARD
State	IL
Zip	62640-1306
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 17 S M MCNIGHTS OUTLOTS 71 X 150 04-33-109-004
Legal Lot Number	17
Jurisdiction	MACOUPIN IL
Township / Civil Division	GIRARD
Census Block Group	2
Census Block	2006
Census Tract	956100

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	108 N HARRISON ST, GIRARD, IL 62640-1312
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK & TRUST CO
Oct 30, 2018	Warranty Deed, Transfer · Conventional Mortgage PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2022 · Amount on Record
Deed Sale	Jan 10, 2022 · Amount on Record
Prior Sale	Oct 30, 2018 · Amount on Record
Deed Document Number	2022596357
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Jan 10, 2022
Property Address	402 E CENTER ST, GIRARD, IL 62640-1306
Document Number	0000596357
Instrument Date	Jan 7, 2022
Instrument	596357
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	LANGE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 N HARRISON ST, GIRARD, IL 62640-1312

Mortgage

Document Number	0000596358
Date	Jan 10, 2022
Instrument	596358

Lender

Name	BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.5%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Oct 30, 2018
Property Address	402 E CENTER ST, GIRARD, IL 62640-1306
Document Number	0000571796
Instrument Date	Sep 28, 2018
Instrument	571796
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$36.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2653 W LAWRENCE AVE, SPRINGFIELD, IL 62704-1115

Mortgage

Document Number	0000571797
Date	Oct 30, 2018
Instrument	571797

Lender

Name	PRAIRIE STATE BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Girard Township
Municipality	Girard City
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$281.00 (+3.31%)	$3,473 (+6.99%) Land $3,473	$10,419 (+6.99%) Land $10,419
2024	$272.00 (+7.94%)	$3,246 (+15.56%) Land $3,246	$9,738 (+15.56%) Land $9,738
2022	$252.00	$2,809 Land $2,809	$8,427 Land $8,427

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD serves 1,885 people · EPA ID IL1170450
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Dec 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Royell Communications Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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