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423 E 3rd St, Port Clinton, OH 43452 Property Records

Ottawa County property record for 423 E 3rd St, Port Clinton, OH 43452

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,369 sqft · built 1890
Lot Size0.301 acres (13,094 sqft)
OwnerCompany Name on Record
Last Sale$150,000 (May 2022)
Tax Bill$1,893 (2025)
Deeds & MortgagesNov 2023 Transfer
Feb 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN035265-7

Property Details

APN / Parcel Number

Primary APN035265-7
Alternative APN
  • 021-16966-25526-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,369 sqft Living Area
1st Floor Area1,369 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1990
Exterior MaterialWood
Foundation TypeRaised
Lot Area13,094 sqft (0.301 acres)
Lot Dimensions200 ft deep x 60 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number035265-7
Street Address423 E 3RD ST
CityPORT CLINTON
StateOH
Zip43452-1130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK 8 LOTS 3 & W 10FT N1/2 & W 24FT OF S 78FT OF 2 ORIGINAL
Legal SubdivisionORIGINAL PLAT
Legal Block8
Legal Lot Number3
JurisdictionOTTAWA OH
Township / Civil DivisionPORT CLINTON
Census Block Group2
Census Block2013
Census Tract50500

Owner

Source: Ottawa County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1340 W LAKESHORE DR, PORT CLINTON, OH 43452-9449
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2023Quit Claim Deed, Transfer
Quitclaim
Feb 16, 2022Deed of Trust, Mortgage · FHA Mortgage
THE HUNTINGTON NATIONAL BANK
May 18, 2022Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Jun 24, 2019Deed of Trust, Mortgage · Line of Credit
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2022 · Amount on Record
Deed SaleMay 18, 2022 · Amount on Record
Prior SaleJul 11, 1996 · Amount on Record
Deed Document Number2022317735
Deed Book / Page1899 / 661
Last Transfer DateOct 20, 2023
Transfer Doc0000007086
Record UpdatedOct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOTTAWA OH
Recording DateNov 13, 2023
Property Address423 E 3RD ST, PORT CLINTON, OH 43452-1130
Document Number0000007086
Book / Page1968 / 681
Instrument DateOct 20, 2023
Instrument202300007086
Transaction TypeTransfer
Record UpdatedNov 23, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1340 W LAKESHORE DR, PORT CLINTON, OH 43452-9449

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA OH
Property Address423 E 3RD ST, PORT CLINTON, OH 43452-1130
Transaction TypeMortgage
Record UpdatedFeb 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000315202
DateFeb 16, 2022
Book Page1885/465
Instrument2022-315202
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2037

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA OH
Recording DateMay 18, 2022
Property Address423 E 3RD ST, PORT CLINTON, OH 43452-1130
Document Number0000317735
Book / Page1899 / 661
Instrument DateMay 18, 2022
Instrument2022-317735
Transaction TypeTransfer
Record UpdatedFeb 7, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 E 3RD ST, PORT CLINTON, OH 43452-1130

Mortgage

Document Number0018990662
DateMay 18, 2022
Instrument1899-0662
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA OH
Property Address423 E 3RD ST, PORT CLINTON, OH 43452-1130
Document Number0000289079
Instrument DateJun 24, 2019
Transaction TypeMortgage
Record UpdatedNov 15, 2019
Title CompanyASSOCIATES TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 E 3RD ST PORT CLINTON OH 434521130, PORT CLINTON, OH 43452-1130

Mortgage

Document Number0000289079
DateOct 15, 2019
Book Page001739/000769
Instrument289079
Lender
NameMISCELLANEOUS GOVT AGCY
AddressCOLUMBUS, OH 43215
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateOhio
CountyOttawa County
MunicipalityPort Clinton City
Unified School DistrictPort Clinton City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,893.00 (-2.02%)$54,408 (-) Land $19,254 Building $35,154
2024$1,932.00 (+21.28%)$54,408 (+34.23%) Land $19,254 Building $35,154$155,450 (+34.23%) Land $55,010 Building $100,440
2023$1,593.00 (+1.34%)$40,534 (-) Land $11,008 Building $29,526
2022$1,572.00 Homeowner's exemption$40,534 Land $11,008 Building $29,526
2021$115,810 Land $31,450 Building $84,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 individual policies
Nearby Flood Policies36 units insured
incl. 24 condo units
Nearby Flood Claims22 (1980–2026)
Claims Outside the SFHA5 of 22
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORT CLINTON CITY
serves 6,500 people · EPA ID OH6203211
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber		10,000 / 10,000
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
Amplex Wireless
Fixed Wireless		100 / 20

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